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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Southeast Asia Commercial Joint Stock Bank Price-to-Tangible-Book Related Terms
Southeast Asia Commercial Joint Stock Bank Price-to-Tangible-Book Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank Price-to-Tangible-Book Chart
Southeast Asia Commercial Joint Stock Bank Annual Data
Southeast Asia Commercial Joint Stock Bank Price-to-Tangible-Book Competitor Comparison
For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeast Asia Commercial Joint Stock Bank Price-to-Tangible-Book vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a Price-to-Tangible-Book of 1.50 as of Sep. 09, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #998 out of 1494 companies in the Banks industry, placing it in the top 66.8%.
Is Southeast Asia Commercial Joint Stock Bank's Price-to-Tangible-Book too high?
Southeast Asia Commercial Joint Stock Bank's current Price-to-Tangible-Book is 1.50. The Banks industry median Price-to-Tangible-Book is 1.21. Southeast Asia Commercial Joint Stock Bank's value of 1.50 is 24.5% above this industry median. Based on the distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #998 out of 1494 companies in the Banks industry, which is below the industry midpoint. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's Price-to-Tangible-Book compare to competitors?
According to the Banks industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #998 out of 1494 companies for Price-to-Tangible-Book. This places Southeast Asia Commercial Joint Stock Bank in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.21. Southeast Asia Commercial Joint Stock Bank's value of 1.50 is 24.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.21, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeast Asia Commercial Joint Stock Bank's current Price-to-Tangible-Book of 1.50 is 24.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeast Asia Commercial Joint Stock Bank's current Price-to-Tangible-Book is 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫14,262.94, compared to a current price of ₫18,000.00 — trading 26.2% above its estimated fair value. The current Price-to-Tangible-Book is 1.50 and 24.5% above the Banks industry median of 1.21. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current Price-to-Tangible-Book is 1.50 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫18,000.00 is trading 26.2% above its estimated GF Value™ of ₫14,262.94.
GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Modestly Overvalued.
Key valuation signals for STC:SSB:
Price-to-Tangible-Book: 1.50
GF Value™: ₫14,262.94 vs. price of ₫18,000.00 (26.2% above fair value)
Industry Position: 24.5% above the Banks median (#998 of 1494)
No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
66GF Score
Get the complete analysis for STC:SSB
Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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