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STC:SSB's EV-to-OCF is ranked better than 72.7% of 1498
companies
in the Banks industry
Industry Median: 3.98
vs STC:SSB: -1.80
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Southeast Asia Commercial Joint Stock Bank (STC:SSB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Southeast Asia Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:
Southeast Asia Commercial Joint Stock Bank's share price for today is ₫15050.00.
Southeast Asia Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫861.222.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Southeast Asia Commercial Joint Stock Bank EV-to-OCF Related Terms
Southeast Asia Commercial Joint Stock Bank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank EV-to-OCF Chart
Southeast Asia Commercial Joint Stock Bank Annual Data
Southeast Asia Commercial Joint Stock Bank EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeast Asia Commercial Joint Stock Bank EV-to-OCF vs Banks Industry
Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-19,866,430 Mil.
Southeast Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫11,016,356 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a EV-to-OCF of -1.80 as of Aug. 08, 2026. According to the industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #409 out of 1498 companies in the Banks industry, placing it in the top 27.3%.
Is Southeast Asia Commercial Joint Stock Bank's EV-to-OCF too high?
Southeast Asia Commercial Joint Stock Bank's current EV-to-OCF is -1.80. Based on the distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #409 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #409 out of 1498 companies for EV-to-OCF. This puts Southeast Asia Commercial Joint Stock Bank in the upper half of its industry. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeast Asia Commercial Joint Stock Bank's current EV-to-OCF is -1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,186.28, compared to a current price of ₫15,050.00 — trading 6.1% above its estimated fair value. The current EV-to-OCF is -1.80. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current EV-to-OCF is -1.80 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫15,050.00 is trading 6.1% above its estimated GF Value™ of ₫14,186.28.
GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:SSB:
EV-to-OCF: -1.80
GF Value™: ₫14,186.28 vs. price of ₫15,050.00 (6.1% above fair value)
No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
66GF Score
Get the complete analysis for STC:SSB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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