Southeast Asia Commercial Joint Stock Bank (STC:SSB) FCF Yield %: 73.73 (As of Jun. 24, 2026) — 267% Above Median


STC:SSB Southeast Asia Commercial Joint Stock Bank STC:SSB
72 GF Score
Price ₫15,150.00
GF Value ₫14,638.66
Valuation Fairly Valued
! 3 Warning Signs
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What is Southeast Asia Commercial Joint Stock Bank FCF Yield %?

Southeast Asia Commercial Joint Stock Bank STC:SSB 72 FCF Yield % is 73.73 as of Jun. 24, 2026, which is 267% above its 10-year median of 20.08. GuruFocus rates STC:SSB with a GF Score™ of 72/100 and a GF Value™ of ₫14,638.66 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Southeast Asia Commercial Joint Stock Bank ranks better than 91.36% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Southeast Asia Commercial Joint Stock Bank's Trailing 12-Month Free Cash Flow is ₫38,300,671 Mil, and Market Cap is ₫51,946,315 Mil. Therefore, Southeast Asia Commercial Joint Stock Bank's FCF Yield % for today is 73.73%.

The historical rank and industry rank for Southeast Asia Commercial Joint Stock Bank's FCF Yield % or its related term are showing as below:

STC:SSB' s FCF Yield % Range Over the Past 10 Years
Min: -17.13   Med: 20.08   Max: 93.99
Current: 73.73


During the past 8 years, the highest FCF Yield % of Southeast Asia Commercial Joint Stock Bank was 93.99%. The lowest was -17.13%. And the median was 20.08%.

STC:SSB's FCF Yield % is ranked better than
91.36% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs STC:SSB: 73.73

Southeast Asia Commercial Joint Stock Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 190.59%.


Southeast Asia Commercial Joint Stock Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Southeast Asia Commercial Joint Stock Bank FCF Yield % Related Terms


Southeast Asia Commercial Joint Stock Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Southeast Asia Commercial Joint Stock Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southeast Asia Commercial Joint Stock Bank FCF Yield % Chart

Southeast Asia Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 12.94 11.28 -5.69 68.89 60.65

Southeast Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.63 256.57 -92.68 101.29 45.31

Southeast Asia Commercial Joint Stock Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southeast Asia Commercial Joint Stock Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Southeast Asia Commercial Joint Stock Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Southeast Asia Commercial Joint Stock Bank's FCF Yield % falls into.


STC:SSB
72GF Score
Southeast Asia Commercial Joint Stock Bank STC:SSB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southeast Asia Commercial Joint Stock Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Southeast Asia Commercial Joint Stock Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=30108232 / 49645254.487002
=60.65%

Southeast Asia Commercial Joint Stock Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5462393 * 4 / 48222754.358267
=45.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 73.73 mean?
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a FCF Yield % of 73.73 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. This is 267% above median its historical median of 20.08. According to the industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #130 out of 1505 companies in the Banks industry, placing it in the top 8.6%.
Is Southeast Asia Commercial Joint Stock Bank's FCF Yield % too high?
Southeast Asia Commercial Joint Stock Bank's current FCF Yield % of 73.73 is 267% above median its 10-year median of 20.08. The Banks industry median FCF Yield % is 8.26. Southeast Asia Commercial Joint Stock Bank's value of 73.73 is 792.6% above this industry median. Based on the distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #130 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #130 out of 1505 companies for FCF Yield %. This places Southeast Asia Commercial Joint Stock Bank in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.26. Southeast Asia Commercial Joint Stock Bank's value of 73.73 is 792.6% above this benchmark. While the company's 10-year median is 20.08 vs. the industry median of 8.26, Southeast Asia Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeast Asia Commercial Joint Stock Bank's current FCF Yield % of 73.73 is 792.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeast Asia Commercial Joint Stock Bank's current FCF Yield % is 73.73, which is 267% above median its own 10-year median of 20.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,638.66, compared to a current price of ₫15,150.00 — trading 3.5% above its estimated fair value. The current FCF Yield % is 73.73, which is 267% above median its 10-year median of 20.08 and 792.6% above the Banks industry median of 8.26. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current FCF Yield % is 73.73 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?

Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,150.00 is trading 3.5% above its estimated GF Value™ of ₫14,638.66. GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:SSB:

  • FCF Yield %: 73.73 (267% above median its 10-year median of 20.08)
  • GF Value™: ₫14,638.66 vs. price of ₫15,150.00 (3.5% above fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 792.6% above the Banks median (#130 of 1505)

No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southeast Asia Commercial Joint Stock Bank Business Description

Address 198 Tran Quang Khai Street, BRG Tower Building, Hoan Kiem Ward, Hanoi, VNM
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
72GF Score

Get the complete analysis for STC:SSB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,150.00
Price
₫14,638.66
GF Value