* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank OCF Margin % Chart
Southeast Asia Commercial Joint Stock Bank Annual Data
Southeast Asia Commercial Joint Stock Bank OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeast Asia Commercial Joint Stock Bank OCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a OCF Margin % of 190.86% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. This is 89% above median its historical median of 100.84. According to the industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #40 out of 1501 companies in the Banks industry, placing it in the top 2.7%.
Is Southeast Asia Commercial Joint Stock Bank's OCF Margin % too high?
Southeast Asia Commercial Joint Stock Bank's current OCF Margin % of 190.86% is 89% above median its 10-year median of 100.84. The Banks industry median OCF Margin % is 29.44. Southeast Asia Commercial Joint Stock Bank's value of 190.86% is 548.3% above this industry median. Based on the distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #40 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Southeast Asia Commercial Joint Stock Bank ranks #40 out of 1501 companies for OCF Margin %. This places Southeast Asia Commercial Joint Stock Bank in the top 3% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Southeast Asia Commercial Joint Stock Bank's value of 190.86% is 548.3% above this benchmark. While the company's 10-year median is 100.84 vs. the industry median of 29.44, Southeast Asia Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeast Asia Commercial Joint Stock Bank's current OCF Margin % of 190.86% is 548.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeast Asia Commercial Joint Stock Bank's current OCF Margin % is 190.86%, which is 89% above median its own 10-year median of 100.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,638.66, compared to a current price of ₫15,150.00 — trading 3.5% above its estimated fair value. The current OCF Margin % is 190.86%, which is 89% above median its 10-year median of 100.84 and 548.3% above the Banks industry median of 29.44. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current OCF Margin % is 190.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫15,150.00 is trading 3.5% above its estimated GF Value™ of ₫14,638.66.
GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:SSB:
OCF Margin %: 190.86% (89% above median its 10-year median of 100.84)
GF Value™: ₫14,638.66 vs. price of ₫15,150.00 (3.5% above fair value)
Industry Position: 548.3% above the Banks median (#40 of 1501)
No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeast Asia Commercial Joint Stock Bank Business Description
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
72GF Score
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