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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Caixa Seguridade Participacoes's Debt-to-EBITDA or its related term are showing as below:
BSP:CXSE3's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.2 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Caixa Seguridade Participacoes Debt-to-EBITDA Related Terms
Caixa Seguridade Participacoes Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CXSE3 vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Caixa Seguridade Participacoes (BSP:CXSE3) has a Debt-to-EBITDA of 0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Caixa Seguridade Participacoes. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #999999 out of 324 companies in the Insurance industry.
Is Caixa Seguridade Participacoes' Debt-to-EBITDA too high?
Caixa Seguridade Participacoes' current Debt-to-EBITDA is 0.00. Based on the distribution chart, Caixa Seguridade Participacoes ranks #999999 out of 324 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #999999 out of 324 companies for Debt-to-EBITDA. This places Caixa Seguridade Participacoes in the lower half of its industry. The industry median Debt-to-EBITDA is 1.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.20, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Caixa Seguridade Participacoes. For the Insurance industry, the median Debt-to-EBITDA is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$18.93 — trading 11.8% above its estimated fair value. The current Debt-to-EBITDA is 0.00. Caixa Seguridade Participacoes' overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$18.93 is trading 11.8% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
Debt-to-EBITDA: 0.00
GF Value™: R$16.93 vs. price of R$18.93 (11.8% above fair value)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
80GF Score
Get the complete analysis for BSP:CXSE3
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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