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Caixa Seguridade ParticipacoesBSP:CXSE3 -1.27%87 Interest Coverage is 1,870.20 as of Mar. 2026, which is 81% below its 10-year median of 10,000.00. GuruFocus rates BSP:CXSE3 with a GF Score™ of 87/100 and a GF Value™ of R$16.93 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 352 Insurance companies, Caixa Seguridade Participacoes ranks better than 91.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Caixa Seguridade Participacoes's
EBIT
for the
three
months ended in Mar. 2026 was R$1,281 Mil. Caixa Seguridade Participacoes's Interest Expense for the
three
months ended in Mar. 2026 was R$-1 Mil.
Caixa Seguridade Participacoes's interest coverage for the quarter that ended in Mar. 2026 was 1,870.20.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Caixa Seguridade Participacoes SA has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Caixa Seguridade Participacoes's Interest Coverage or its related term are showing as below:
BSP:CXSE3'
s Interest Coverage Range Over the Past 10 Years
Min: 612.15 Med: No Debt Max: No Debt
Current: 2836.35
BSP:CXSE3's Interest Coverage is ranked better than 91.48% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs BSP:CXSE3: 2836.35
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Caixa Seguridade Participacoes Interest Coverage Related Terms
Caixa Seguridade Participacoes Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:CXSE3 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caixa Seguridade Participacoes (BSP:CXSE3) has a Interest Coverage of 1,870.20 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Caixa Seguridade Participacoes and its competitors. This is 81% below median its historical median of 10,000.00. Over the past decade, Caixa Seguridade Participacoes' Interest Coverage has ranged from 612.15 to 10,000.00. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #30 out of 352 companies in the Insurance industry, placing it in the top 8.5%.
Is Caixa Seguridade Participacoes' Interest Coverage too high?
Caixa Seguridade Participacoes' current Interest Coverage of 1,870.20 is 81% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 612.15 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.15. Caixa Seguridade Participacoes' value of 1,870.20 is 11483.8% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #30 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #30 out of 352 companies for Interest Coverage. This places Caixa Seguridade Participacoes in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. Caixa Seguridade Participacoes' value of 1,870.20 is 11483.8% above this benchmark. Historically, Caixa Seguridade Participacoes' own Interest Coverage has ranged from 612.15 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 16.15, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current Interest Coverage of 1,870.20 is 11483.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current Interest Coverage is 1,870.20, which is 81% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current Interest Coverage is 1,870.20, which is 81% below median its 10-year median of 10,000.00 and 11483.8% above the Insurance industry median of 16.15. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Interest Coverage is 1,870.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
Interest Coverage: 1,870.20 (81% below median its 10-year median of 10,000.00)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
Industry Position: 11483.8% above the Insurance median (#30 of 352)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
87GF Score
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