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The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Caixa Seguridade Participacoes Pretax Margin % Related Terms
Caixa Seguridade Participacoes Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CXSE3 vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caixa Seguridade Participacoes (BSP:CXSE3) has a Pretax Margin % of 206.34% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caixa Seguridade Participacoes and its competitors. This is near median its historical median of 205.95. Over the past decade, Caixa Seguridade Participacoes' Pretax Margin % has ranged from 186.41 to 291.31. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #3 out of 503 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is Caixa Seguridade Participacoes' Pretax Margin % too high?
Caixa Seguridade Participacoes' current Pretax Margin % of 206.34% is near median its 10-year median of 205.95. Over the past 10 years, this metric has ranged from a low of 186.41 to a high of 291.31. The Insurance industry median Pretax Margin % is 11.90. Caixa Seguridade Participacoes' value of 206.34% is 1633.9% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #3 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #3 out of 503 companies for Pretax Margin %. This places Caixa Seguridade Participacoes in the top 1% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.90. Caixa Seguridade Participacoes' value of 206.34% is 1633.9% above this benchmark. Historically, Caixa Seguridade Participacoes' own Pretax Margin % has ranged from 186.41 to 291.31 over the past decade. While the company's 10-year median is 205.95 vs. the industry median of 11.90, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current Pretax Margin % of 206.34% is 1633.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current Pretax Margin % is 206.34%, which is near median its own 10-year median of 205.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current Pretax Margin % is 206.34%, which is near median its 10-year median of 205.95 and 1633.9% above the Insurance industry median of 11.90. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Pretax Margin % is 206.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
Pretax Margin %: 206.34% (near median its 10-year median of 205.95)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
Industry Position: 1633.9% above the Insurance median (#3 of 503)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
87GF Score
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