Caixa Seguridade Participacoes (BSP:CXSE3) Dividend Payout Ratio: 0.92 (As of Mar. 2026) — 28% Above Median

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Caixa Seguridade Participacoes SA BSP:CXSE3

87 GF Score

Price R$21.77

GF Value R$16.93

Valuation Modestly Overvalued

7 Warning Signs

View Full Analysis

What is Caixa Seguridade Participacoes Dividend Payout Ratio?

Caixa Seguridade Participacoes BSP:CXSE3 -1.27% 87 Dividend Payout Ratio is 0.92 as of Mar. 2026, which is 28% above its 10-year median of 0.72. GuruFocus rates BSP:CXSE3 with a GF Score™ of 87/100 and a GF Value™ of R$16.93 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 335 Insurance companies, Caixa Seguridade Participacoes ranks worse than 89.25% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Caixa Seguridade Participacoes's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.92.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Caixa Seguridade Participacoes SA is 0.88, which seems too high.

The historical rank and industry rank for Caixa Seguridade Participacoes's Dividend Payout Ratio or its related term are showing as below:

BSP:CXSE3' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.72 Max: 0.88
Current: 0.88

During the past 9 years, the highest Dividend Payout Ratio of Caixa Seguridade Participacoes was 0.88. The lowest was 0.41. And the median was 0.72.

BSP:CXSE3's Dividend Payout Ratio is ranked worse than
89.25% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs BSP:CXSE3: 0.88

As of today (2026-07-14), the Dividend Yield % of Caixa Seguridade Participacoes is 5.95%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Caixa Seguridade Participacoes was 9.80%. The lowest was 2.64%. And the median was 6.86%.

Caixa Seguridade Participacoes's Dividends per Share for the months ended in Mar. 2026 was R$0.35.

During the past 12 months, Caixa Seguridade Participacoes's average Dividends Per Share Growth Rate was -6.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 24.80% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Caixa Seguridade Participacoes was 64.00% per year. The lowest was 24.80% per year. And the median was 44.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Caixa Seguridade Participacoes (BSP:CXSE3) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Caixa Seguridade Participacoes Dividend Payout Ratio Related Terms

Caixa Seguridade Participacoes Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Caixa Seguridade Participacoes's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caixa Seguridade Participacoes Dividend Payout Ratio Chart

Caixa Seguridade Participacoes Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.41

0.72

0.42

0.86

0.88

Caixa Seguridade Participacoes Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.89	0.93	0.82	0.87	0.92

BSP:CXSE3 vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Caixa Seguridade Participacoes Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Caixa Seguridade Participacoes's Dividend Payout Ratio falls into.

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87GF Score

Caixa Seguridade Participacoes SA BSP:CXSE3

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Caixa Seguridade Participacoes Dividend Payout Ratio Calculation

Caixa Seguridade Participacoes's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.262	/	1.431
	=	0.88

Caixa Seguridade Participacoes's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.352	/	0.383
	=	0.92

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.92 mean?

Caixa Seguridade Participacoes (BSP:CXSE3) has a Dividend Payout Ratio of 0.92 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Caixa Seguridade Participacoes and its competitors. This is 28% above median its historical median of 0.72. Over the past decade, Caixa Seguridade Participacoes' Dividend Payout Ratio has ranged from 0.41 to 0.88. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #299 out of 335 companies in the Insurance industry, placing it in the top 89.3%.

Is Caixa Seguridade Participacoes' Dividend Payout Ratio too high?

Caixa Seguridade Participacoes' current Dividend Payout Ratio of 0.92 is 28% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.88. The Insurance industry median Dividend Payout Ratio is 0.38. Caixa Seguridade Participacoes' value of 0.92 is 142.1% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #299 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Caixa Seguridade Participacoes' Dividend Payout Ratio compare to BRK.A and AIG?

According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #299 out of 335 companies for Dividend Payout Ratio. This places Caixa Seguridade Participacoes in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Caixa Seguridade Participacoes' value of 0.92 is 142.1% above this benchmark. Historically, Caixa Seguridade Participacoes' own Dividend Payout Ratio has ranged from 0.41 to 0.88 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.38, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current Dividend Payout Ratio of 0.92 is 142.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current Dividend Payout Ratio is 0.92, which is 28% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Caixa Seguridade Participacoes stock overvalued right now?

Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current Dividend Payout Ratio is 0.92, which is 28% above median its 10-year median of 0.72 and 142.1% above the Insurance industry median of 0.38. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Dividend Payout Ratio is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?

Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued. The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93. GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.

Key valuation signals for BSP:CXSE3:

Dividend Payout Ratio: 0.92 (28% above median its 10-year median of 0.72)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
GF Score™: 87/100 with 7 warning signs
Industry Position: 142.1% above the Insurance median (#299 of 335)

No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Caixa Seguridade Participacoes Business Description

Industry Financial Services Insurance

Comparable Companies BSP:BBSE3 BSP:PSSA3 BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XBRU:AGS XAMS:ASRNL XMAD:MAP

Address Quadra 1, Bloco E, Conjunto A, Edificio CNP, 16th and 17th Floor, North Hotel Sector - SHN, Brasilia, DF, BRA

Website https://www.caixaseguridade.com.br

Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.

87GF Score

Get the complete analysis for BSP:CXSE3

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$21.77

Price

R$16.93

GF Value

View BSP:CXSE3 Analysis

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