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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CXSE3 vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caixa Seguridade Participacoes (BSP:CXSE3) has a FCF Margin % of 75.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caixa Seguridade Participacoes and its competitors. This is 52% below median its historical median of 156.24. Over the past decade, Caixa Seguridade Participacoes' FCF Margin % has ranged from 137.21 to 331.05. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #7 out of 504 companies in the Insurance industry, placing it in the top 1.4%.
Is Caixa Seguridade Participacoes' FCF Margin % too high?
Caixa Seguridade Participacoes' current FCF Margin % of 75.70% is 52% below median its 10-year median of 156.24. Over the past 10 years, this metric has ranged from a low of 137.21 to a high of 331.05. The Insurance industry median FCF Margin % is 9.32. Caixa Seguridade Participacoes' value of 75.70% is 712.7% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #7 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #7 out of 504 companies for FCF Margin %. This places Caixa Seguridade Participacoes in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.32. Caixa Seguridade Participacoes' value of 75.70% is 712.7% above this benchmark. Historically, Caixa Seguridade Participacoes' own FCF Margin % has ranged from 137.21 to 331.05 over the past decade. While the company's 10-year median is 156.24 vs. the industry median of 9.32, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current FCF Margin % of 75.70% is 712.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current FCF Margin % is 75.70%, which is 52% below median its own 10-year median of 156.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current FCF Margin % is 75.70%, which is 52% below median its 10-year median of 156.24 and 712.7% above the Insurance industry median of 9.32. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current FCF Margin % is 75.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
FCF Margin %: 75.70% (52% below median its 10-year median of 156.24)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
Industry Position: 712.7% above the Insurance median (#7 of 504)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
87GF Score
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