Caixa Seguridade Participacoes (BSP:CXSE3) Retained Earnings: R$1,150 Mil (As of Mar. 2026)

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BSP:CXSE3 Caixa Seguridade Participacoes SA BSP:CXSE3
90 GF Score
Price R$20.25
GF Value R$17.03
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Caixa Seguridade Participacoes Retained Earnings?

Caixa Seguridade Participacoes BSP:CXSE3 +0.70% 90 Retained Earnings is R$1,150 Mil as of Mar. 2026. GuruFocus rates BSP:CXSE3 with a GF Score™ of 90/100 and a GF Value™ of R$17.03 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Caixa Seguridade Participacoes's retained earnings for the quarter that ended in Mar. 2026 was R$1,150 Mil.

Caixa Seguridade Participacoes's quarterly retained earnings declined from Sep. 2025 (R$1,330 Mil) to Dec. 2025 (R$0 Mil) but then increased from Dec. 2025 (R$0 Mil) to Mar. 2026 (R$1,150 Mil).


Caixa Seguridade Participacoes  (BSP:CXSE3) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Caixa Seguridade Participacoes Retained Earnings Historical Data

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The historical data trend for Caixa Seguridade Participacoes's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caixa Seguridade Participacoes Retained Earnings Chart

Caixa Seguridade Participacoes Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only 0.00 1,531.15 0.00 0.00 0.00

Caixa Seguridade Participacoes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,050.42 1,148.83 1,329.58 0.00 1,150.28
BSP:CXSE3
90GF Score
Caixa Seguridade Participacoes SA BSP:CXSE3
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Caixa Seguridade Participacoes Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of R$1,150 Mil mean?
Caixa Seguridade Participacoes (BSP:CXSE3) has a Retained Earnings of R$1,150 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Caixa Seguridade Participacoes and its competitors.
Is Caixa Seguridade Participacoes' Retained Earnings too high?
Caixa Seguridade Participacoes' current Retained Earnings is R$1,150 Mil. Overall, Caixa Seguridade Participacoes has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Retained Earnings compare to BRK.A and AIG?
Caixa Seguridade Participacoes' Retained Earnings of R$1,150 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Caixa Seguridade Participacoes and its competitors. Caixa Seguridade Participacoes's current Retained Earnings is R$1,150 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$17.03, compared to a current price of R$20.25 — trading 18.9% above its estimated fair value. The current Retained Earnings is R$1,150 Mil. Caixa Seguridade Participacoes' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Retained Earnings is R$1,150 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?

Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued. The current stock price of R$20.25 is trading 18.9% above its estimated GF Value™ of R$17.03. GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.

Key valuation signals for BSP:CXSE3:

  • Retained Earnings: R$1,150 Mil
  • GF Value™: R$17.03 vs. price of R$20.25 (18.9% above fair value)
  • GF Score™: 90/100 with 7 warning signs

No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caixa Seguridade Participacoes Business Description

Address Quadra 1, Bloco E, Conjunto A, Edificio CNP, 16th and 17th Floor, North Hotel Sector - SHN, Brasilia, DF, BRA
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
90GF Score

Get the complete analysis for BSP:CXSE3

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$20.25
Price
R$17.03
GF Value