Caixa Seguridade Participacoes (BSP:CXSE3) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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BSP:CXSE3 Caixa Seguridade Participacoes SA BSP:CXSE3
90 GF Score
Price R$20.50
GF Value R$17.01
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Caixa Seguridade Participacoes Effective Interest Rate on Debt %?

Caixa Seguridade Participacoes BSP:CXSE3 -1.06% 90 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates BSP:CXSE3 with a GF Score™ of 90/100 and a GF Value™ of R$17.01 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Caixa Seguridade Participacoes's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$3 Mil. Caixa Seguridade Participacoes's average total debt for the quarter that ended in Mar. 2026 was R$0 Mil. Therefore, Caixa Seguridade Participacoes's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was N/A%.


Caixa Seguridade Participacoes  (BSP:CXSE3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Caixa Seguridade Participacoes Effective Interest Rate on Debt % Related Terms


Caixa Seguridade Participacoes Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Caixa Seguridade Participacoes's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caixa Seguridade Participacoes Effective Interest Rate on Debt % Chart

Caixa Seguridade Participacoes Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Caixa Seguridade Participacoes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BSP:CXSE3 vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caixa Seguridade Participacoes Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Caixa Seguridade Participacoes's Effective Interest Rate on Debt % falls into.


BSP:CXSE3
90GF Score
Caixa Seguridade Participacoes SA BSP:CXSE3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Caixa Seguridade Participacoes Effective Interest Rate on Debt % Calculation

Caixa Seguridade Participacoes's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Caixa Seguridade Participacoes's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.74/( (0+0)/ 1 )
=-1  *  -2.74/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Caixa Seguridade Participacoes (BSP:CXSE3) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Caixa Seguridade Participacoes and its competitors.
Is Caixa Seguridade Participacoes' Effective Interest Rate on Debt % too high?
Caixa Seguridade Participacoes' current Effective Interest Rate on Debt % is 0.00%. Overall, Caixa Seguridade Participacoes has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Effective Interest Rate on Debt % compare to BRK.A and AIG?
Caixa Seguridade Participacoes' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Caixa Seguridade Participacoes and its competitors. Caixa Seguridade Participacoes's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$17.01, compared to a current price of R$20.50 — trading 20.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Caixa Seguridade Participacoes' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?

Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued. The current stock price of R$20.50 is trading 20.5% above its estimated GF Value™ of R$17.01. GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.

Key valuation signals for BSP:CXSE3:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: R$17.01 vs. price of R$20.50 (20.5% above fair value)
  • GF Score™: 90/100 with 7 warning signs

No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caixa Seguridade Participacoes Business Description

Address Quadra 1, Bloco E, Conjunto A, Edificio CNP, 16th and 17th Floor, North Hotel Sector - SHN, Brasilia, DF, BRA
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
90GF Score

Get the complete analysis for BSP:CXSE3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$20.50
Price
R$17.01
GF Value