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If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Caixa Seguridade Participacoes SA is 0.88, which seems too high.
During the past 9 years, the highest Dividend Payout Ratio of Caixa Seguridade Participacoes was 0.88. The lowest was 0.41. And the median was 0.72.
During the past 12 months, Caixa Seguridade Participacoes's average Dividends Per Share Growth Rate was -6.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 24.80% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Caixa Seguridade Participacoes was 64.00% per year. The lowest was 24.80% per year. And the median was 44.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CXSE3 vs BRK.A, AIG, HIG: Dividend Yield % Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Caixa Seguridade Participacoes Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
BRL 0.330000
2026-05-04
2026-04-30
2026-05-15
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.352128
2026-01-05
2026-01-02
2026-01-16
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.320000
2025-11-04
2025-11-03
2025-11-17
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.310000
2025-08-04
2025-08-01
2025-08-15
Cash Dividend
quarterly
BRL:BRL 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caixa Seguridade Participacoes (BSP:CXSE3) has a Dividend Yield % of 5.95% as of Jul. 14, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Caixa Seguridade Participacoes and its competitors. This is 13% below median its historical median of 6.86. Over the past decade, Caixa Seguridade Participacoes' Dividend Yield % has ranged from 2.64 to 9.80. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #58 out of 420 companies in the Insurance industry, placing it in the top 13.8%.
Is Caixa Seguridade Participacoes' Dividend Yield % too high?
Caixa Seguridade Participacoes' current Dividend Yield % of 5.95% is 13% below median its 10-year median of 6.86. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 9.80. The Insurance industry median Dividend Yield % is 3.25. Caixa Seguridade Participacoes' value of 5.95% is 83.4% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #58 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' Dividend Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #58 out of 420 companies for Dividend Yield %. This places Caixa Seguridade Participacoes in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.25. Caixa Seguridade Participacoes' value of 5.95% is 83.4% above this benchmark. Historically, Caixa Seguridade Participacoes' own Dividend Yield % has ranged from 2.64 to 9.80 over the past decade. While the company's 10-year median is 6.86 vs. the industry median of 3.25, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.25, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current Dividend Yield % of 5.95% is 83.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median Dividend Yield % is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current Dividend Yield % is 5.95%, which is 13% below median its own 10-year median of 6.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current Dividend Yield % is 5.95%, which is 13% below median its 10-year median of 6.86 and 83.4% above the Insurance industry median of 3.25. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current Dividend Yield % is 5.95% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
Dividend Yield %: 5.95% (13% below median its 10-year median of 6.86)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
Industry Position: 83.4% above the Insurance median (#58 of 420)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
87GF Score
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