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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Caixa Seguridade Participacoes 5-Year Yield-on-Cost % Related Terms
BSP:CXSE3 vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Caixa Seguridade Participacoes (BSP:CXSE3) has a 5-Year Yield-on-Cost % of 6.33 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Caixa Seguridade Participacoes and its competitors. This is near median its historical median of 6.81. Over the past decade, Caixa Seguridade Participacoes' 5-Year Yield-on-Cost % has ranged from 2.64 to 9.80. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #108 out of 420 companies in the Insurance industry, placing it in the top 25.7%.
Is Caixa Seguridade Participacoes' 5-Year Yield-on-Cost % too high?
Caixa Seguridade Participacoes' current 5-Year Yield-on-Cost % of 6.33 is near median its 10-year median of 6.81. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 9.80. The Insurance industry median 5-Year Yield-on-Cost % is 3.84. Caixa Seguridade Participacoes' value of 6.33 is 64.8% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #108 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, Caixa Seguridade Participacoes has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #108 out of 420 companies for 5-Year Yield-on-Cost %. This puts Caixa Seguridade Participacoes in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Caixa Seguridade Participacoes' value of 6.33 is 64.8% above this benchmark. Historically, Caixa Seguridade Participacoes' own 5-Year Yield-on-Cost % has ranged from 2.64 to 9.80 over the past decade. While the company's 10-year median is 6.81 vs. the industry median of 3.84, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.84, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current 5-Year Yield-on-Cost % of 6.33 is 64.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current 5-Year Yield-on-Cost % is 6.33, which is near median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$17.01, compared to a current price of R$20.50 — trading 20.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.33, which is near median its 10-year median of 6.81 and 64.8% above the Insurance industry median of 3.84. Caixa Seguridade Participacoes' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current 5-Year Yield-on-Cost % is 6.33 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$20.50 is trading 20.5% above its estimated GF Value™ of R$17.01.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
5-Year Yield-on-Cost %: 6.33 (near median its 10-year median of 6.81)
GF Value™: R$17.01 vs. price of R$20.50 (20.5% above fair value)
Industry Position: 64.8% above the Insurance median (#108 of 420)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
90GF Score
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