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PT Clipan Finance Indonesia Tbk (ISX:CFIN) Debt-to-EBITDA : 4.21 (As of Dec. 2024)


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What is PT Clipan Finance Indonesia Tbk Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Clipan Finance Indonesia Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was Rp60,111 Mil. PT Clipan Finance Indonesia Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was Rp4,033,661 Mil. PT Clipan Finance Indonesia Tbk's annualized EBITDA for the quarter that ended in Dec. 2024 was Rp972,076 Mil. PT Clipan Finance Indonesia Tbk's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 was 4.21.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA or its related term are showing as below:

ISX:CFIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.01   Med: 5.23   Max: 8.35
Current: 4.71

During the past 13 years, the highest Debt-to-EBITDA Ratio of PT Clipan Finance Indonesia Tbk was 8.35. The lowest was 3.01. And the median was 5.23.

ISX:CFIN's Debt-to-EBITDA is ranked better than
64.47% of 273 companies
in the Credit Services industry
Industry Median: 8.45 vs ISX:CFIN: 4.71

PT Clipan Finance Indonesia Tbk Debt-to-EBITDA Historical Data

The historical data trend for PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PT Clipan Finance Indonesia Tbk Debt-to-EBITDA Chart

PT Clipan Finance Indonesia Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.25 3.01 3.37 4.49 4.71

PT Clipan Finance Indonesia Tbk Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.07 4.88 5.23 5.36 4.21

Competitive Comparison of PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA

For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA falls into.


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PT Clipan Finance Indonesia Tbk Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(60110.68 + 4033660.633) / 869359.208
=4.71

PT Clipan Finance Indonesia Tbk's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(60110.68 + 4033660.633) / 972076.144
=4.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2024) EBITDA data.


PT Clipan Finance Indonesia Tbk  (ISX:CFIN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PT Clipan Finance Indonesia Tbk Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of PT Clipan Finance Indonesia Tbk's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


PT Clipan Finance Indonesia Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jalan Letjen. S. Parman, Kav. 12, Wisma Slipi Lantai 6, Jakarta, IDN, 11480
PT Clipan Finance Indonesia Tbk is engaged in providing financial services. Its segments are Finance Lease in this category it includes investment financing and working capital financing. Sale and Leaseback includes investment financing and working capital financing, consumer financing includes investment financing, working capital financing dan multi-purpose financing, and factoring includes working capital financing. It focuses on funding commercial and non-commercial pre-owned four-wheeled cars with high resale value.

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