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PT Clipan Finance Indonesia Tbk (ISX:CFIN) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PT Clipan Finance Indonesia Tbk's Enterprise Value for the quarter that ended in Jun. 2026 was Rp4,357,245 Mil.
PT Clipan Finance Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp717,338 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk EV-to-EBIT Related Terms
PT Clipan Finance Indonesia Tbk EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Clipan Finance Indonesia Tbk EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PT Clipan Finance Indonesia Tbk's EV-to-EBIT falls into.
PT Clipan Finance Indonesia Tbk's current Enterprise Value is Rp4,468,812 Mil.
PT Clipan Finance Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp717,338 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a EV-to-EBIT of 6.23 as of Aug. 12, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. This is near median its historical median of 6.67. Over the past decade, PT Clipan Finance Indonesia Tbk's EV-to-EBIT has ranged from 1.13 to 10.75. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #36 out of 314 companies in the Credit Services industry, placing it in the top 11.5%.
Is PT Clipan Finance Indonesia Tbk's EV-to-EBIT too high?
PT Clipan Finance Indonesia Tbk's current EV-to-EBIT of 6.23 is near median its 10-year median of 6.67. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 10.75. The Credit Services industry median EV-to-EBIT is 22.66. PT Clipan Finance Indonesia Tbk's value of 6.23 is 72.5% below this industry median. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #36 out of 314 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #36 out of 314 companies for EV-to-EBIT. This places PT Clipan Finance Indonesia Tbk in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 22.66. PT Clipan Finance Indonesia Tbk's value of 6.23 is 72.5% below this benchmark. Historically, PT Clipan Finance Indonesia Tbk's own EV-to-EBIT has ranged from 1.13 to 10.75 over the past decade. While the company's 10-year median is 6.67 vs. the industry median of 22.66, PT Clipan Finance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.66, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Clipan Finance Indonesia Tbk's current EV-to-EBIT of 6.23 is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Clipan Finance Indonesia Tbk's current EV-to-EBIT is 6.23, which is near median its own 10-year median of 6.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp329.65, compared to a current price of Rp348.00 — trading 5.6% above its estimated fair value. The current EV-to-EBIT is 6.23, which is near median its 10-year median of 6.67 and 72.5% below the Credit Services industry median of 22.66. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current EV-to-EBIT is 6.23 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp348.00 is trading 5.6% above its estimated GF Value™ of Rp329.65.
GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:CFIN:
EV-to-EBIT: 6.23 (near median its 10-year median of 6.67)
GF Value™: Rp329.65 vs. price of Rp348.00 (5.6% above fair value)
Industry Position: 72.5% below the Credit Services median (#36 of 314)
No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
72GF Score
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