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The historical rank and industry rank for PT Clipan Finance Indonesia Tbk's FCF Margin % or its related term are showing as below:
ISX:CFIN'
s FCF Margin % Range Over the Past 10 Years
Min: -215.63 Med: -17.54 Max: 168.24
Current: 59.86
During the past 13 years, the highest FCF Margin % of PT Clipan Finance Indonesia Tbk was 168.24%. The lowest was -215.63%. And the median was -17.54%.
ISX:CFIN's FCF Margin % is ranked better than 81.94% of 537
companies
in the Credit Services industry
Industry Median: 0.24
vs ISX:CFIN: 59.86
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk FCF Margin % Chart
For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Clipan Finance Indonesia Tbk FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Clipan Finance Indonesia Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a FCF Margin % of 110.05% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #97 out of 537 companies in the Credit Services industry, placing it in the top 18.1%.
Is PT Clipan Finance Indonesia Tbk's FCF Margin % too high?
PT Clipan Finance Indonesia Tbk's current FCF Margin % is 110.05%. The Credit Services industry median FCF Margin % is 0.24. PT Clipan Finance Indonesia Tbk's value of 110.05% is 45754.2% above this industry median. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #97 out of 537 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #97 out of 537 companies for FCF Margin %. This places PT Clipan Finance Indonesia Tbk in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. PT Clipan Finance Indonesia Tbk's value of 110.05% is 45754.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Clipan Finance Indonesia Tbk's current FCF Margin % of 110.05% is 45754.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Clipan Finance Indonesia Tbk's current FCF Margin % is 110.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp329.85, compared to a current price of Rp350.00 — trading 6.1% above its estimated fair value. The current FCF Margin % is 110.05% and 45754.2% above the Credit Services industry median of 0.24. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current FCF Margin % is 110.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp350.00 is trading 6.1% above its estimated GF Value™ of Rp329.85.
GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:CFIN:
FCF Margin %: 110.05%
GF Value™: Rp329.85 vs. price of Rp350.00 (6.1% above fair value)
Industry Position: 45754.2% above the Credit Services median (#97 of 537)
No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
71GF Score
Get the complete analysis for ISX:CFIN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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