PT Clipan Finance Indonesia Tbk (ISX:CFIN) EBIT: Rp717,338 Mil (TTM As of Jun. 2026)

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ISX:CFIN PT Clipan Finance Indonesia Tbk ISX:CFIN
71 GF Score
Price Rp350.00
GF Value Rp329.82
Valuation Fairly Valued
! 4 Warning Signs
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What is PT Clipan Finance Indonesia Tbk EBIT?

PT Clipan Finance Indonesia Tbk ISX:CFIN 71 EBIT is Rp717,338 Mil as of Jun. 2026. GuruFocus rates ISX:CFIN with a GF Score™ of 71/100 and a GF Value™ of Rp329.82 (Fairly Valued). The stock has 4 warning signs investors should review.

PT Clipan Finance Indonesia Tbk's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was Rp157,043 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp717,338 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PT Clipan Finance Indonesia Tbk's annualized ROC % for the quarter that ended in Jun. 2026 was 5.27%. PT Clipan Finance Indonesia Tbk's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 17.16%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PT Clipan Finance Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 16.02%.


PT Clipan Finance Indonesia Tbk  (ISX:CFIN) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PT Clipan Finance Indonesia Tbk's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=628173.468 * ( 1 - 22.73% )/( (9466834.244 + 8942910.94)/ 2 )
=485389.6387236/9204872.592
=5.27 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=9585732.19 - 70775.416 - ( 48122.53 - max(0, 265001.651 - 3848593.4+48122.53))
=9466834.244

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=9269821.032 - 256786.46 - ( 70123.632 - max(0, 333827.254 - 3788265.154+70123.632))
=8942910.94

Note: The Operating Income data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

PT Clipan Finance Indonesia Tbk's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=628173.468/( ( (173416.834 + max(3623569.114, 0)) + (163472.809 + max(3362028.463, 0)) )/ 2 )
=628173.468/( ( 3796985.948 + 3525501.272 )/ 2 )
=628173.468/3661243.61
=17.16 %

where Working Capital is:

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(3769675.586 + 0 + 6247.4210000001) - (70775.416 + 0 + 81578.477)
=3623569.114

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(3688033.043 + 0 + 6478.2220000001) - (256786.46 + 0 + 75696.342)
=3362028.463

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PT Clipan Finance Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=717337.609/4476780.641
=16.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Clipan Finance Indonesia Tbk EBIT Related Terms


PT Clipan Finance Indonesia Tbk EBIT Historical Data

* Premium members only.

The historical data trend for PT Clipan Finance Indonesia Tbk's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Clipan Finance Indonesia Tbk EBIT Chart

PT Clipan Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 619,325.39 699,475.71 854,213.55 819,558.38 739,139.88

PT Clipan Finance Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 175,646.15 179,997.14 196,761.15 183,535.95 157,043.37

ISX:CFIN vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Clipan Finance Indonesia Tbk EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PT Clipan Finance Indonesia Tbk's EV-to-EBIT falls into.


ISX:CFIN
71GF Score
PT Clipan Finance Indonesia Tbk ISX:CFIN
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Clipan Finance Indonesia Tbk EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp717,338 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of Rp717,338 Mil mean?
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a EBIT of Rp717,338 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Clipan Finance Indonesia Tbk.
Is PT Clipan Finance Indonesia Tbk's EBIT too high?
PT Clipan Finance Indonesia Tbk's current EBIT is Rp717,338 Mil. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's EBIT compare to V and MA?
PT Clipan Finance Indonesia Tbk's EBIT of Rp717,338 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Clipan Finance Indonesia Tbk. PT Clipan Finance Indonesia Tbk's current EBIT is Rp717,338 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp329.82, compared to a current price of Rp350.00 — trading 6.1% above its estimated fair value. The current EBIT is Rp717,338 Mil. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current EBIT is Rp717,338 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be overvalued. The current stock price of Rp350.00 is trading 6.1% above its estimated GF Value™ of Rp329.82. GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:CFIN:

  • EBIT: Rp717,338 Mil
  • GF Value™: Rp329.82 vs. price of Rp350.00 (6.1% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Clipan Finance Indonesia Tbk Business Description

Address Jalan Letjen. S. Parman Kav. 12, Wisma Slip, 6th Floor, Jakarta, IDN, 11480
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
71GF Score

Get the complete analysis for ISX:CFIN

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp350.00
Price
Rp329.82
GF Value