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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PT Clipan Finance Indonesia Tbk's enterprise value is Rp4,476,781 Mil.
PT Clipan Finance Indonesia Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was Rp767,085 Mil. Therefore, PT Clipan Finance Indonesia Tbk's EV-to-EBITDA for today is 5.84.
The historical rank and industry rank for PT Clipan Finance Indonesia Tbk's EV-to-EBITDA or its related term are showing as below:
ISX:CFIN'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 1.1 Med: 6.37 Max: 10.38
Current: 5.84
During the past 13 years, the highest EV-to-EBITDA of PT Clipan Finance Indonesia Tbk was 10.38. The lowest was 1.10. And the median was 6.37.
ISX:CFIN's EV-to-EBITDA is ranked better than 88.15% of 329
companies
in the Credit Services industry
Industry Median: 21.53
vs ISX:CFIN: 5.84
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Clipan Finance Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Clipan Finance Indonesia Tbk's share price for today is Rp350.00.
PT Clipan Finance Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp58.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk EV-to-EBITDA Chart
For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Clipan Finance Indonesia Tbk EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT Clipan Finance Indonesia Tbk's EV-to-EBITDA falls into.
PT Clipan Finance Indonesia Tbk's current Enterprise Value is Rp4,476,781 Mil.
PT Clipan Finance Indonesia Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp767,085 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a EV-to-EBITDA of 5.84 as of Aug. 12, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Clipan Finance Indonesia Tbk. This is near median its historical median of 6.37. Over the past decade, PT Clipan Finance Indonesia Tbk's EV-to-EBITDA has ranged from 1.10 to 10.38. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #39 out of 329 companies in the Credit Services industry, placing it in the top 11.9%.
Is PT Clipan Finance Indonesia Tbk's EV-to-EBITDA too high?
PT Clipan Finance Indonesia Tbk's current EV-to-EBITDA of 5.84 is near median its 10-year median of 6.37. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 10.38. The Credit Services industry median EV-to-EBITDA is 21.53. PT Clipan Finance Indonesia Tbk's value of 5.84 is 72.9% below this industry median. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #39 out of 329 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #39 out of 329 companies for EV-to-EBITDA. This places PT Clipan Finance Indonesia Tbk in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 21.53. PT Clipan Finance Indonesia Tbk's value of 5.84 is 72.9% below this benchmark. Historically, PT Clipan Finance Indonesia Tbk's own EV-to-EBITDA has ranged from 1.10 to 10.38 over the past decade. While the company's 10-year median is 6.37 vs. the industry median of 21.53, PT Clipan Finance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.53, based on 329 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Clipan Finance Indonesia Tbk's current EV-to-EBITDA of 5.84 is 72.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Clipan Finance Indonesia Tbk. For the Credit Services industry, the median EV-to-EBITDA is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Clipan Finance Indonesia Tbk's current EV-to-EBITDA is 5.84, which is near median its own 10-year median of 6.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp329.68, compared to a current price of Rp350.00 — trading 6.2% above its estimated fair value. The current EV-to-EBITDA is 5.84, which is near median its 10-year median of 6.37 and 72.9% below the Credit Services industry median of 21.53. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current EV-to-EBITDA is 5.84 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp350.00 is trading 6.2% above its estimated GF Value™ of Rp329.68.
GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:CFIN:
EV-to-EBITDA: 5.84 (near median its 10-year median of 6.37)
GF Value™: Rp329.68 vs. price of Rp350.00 (6.2% above fair value)
Industry Position: 72.9% below the Credit Services median (#39 of 329)
No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
72GF Score
Get the complete analysis for ISX:CFIN
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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