PT Clipan Finance Indonesia Tbk (ISX:CFIN) FCF Yield %: 54.55 (As of Jul. 04, 2026)


ISX:CFIN PT Clipan Finance Indonesia Tbk ISX:CFIN
72 GF Score
Price Rp322.00
GF Value Rp347.38
Valuation Fairly Valued
! 5 Warning Signs
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What is PT Clipan Finance Indonesia Tbk FCF Yield %?

PT Clipan Finance Indonesia Tbk ISX:CFIN +0.63% 72 FCF Yield % is 54.55 as of Jul. 04, 2026. GuruFocus rates ISX:CFIN with a GF Score™ of 72/100 and a GF Value™ of Rp347.38 (Fairly Valued). The stock has 5 warning signs investors should review. Among 540 Credit Services companies, PT Clipan Finance Indonesia Tbk ranks better than 91.67% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Clipan Finance Indonesia Tbk's Trailing 12-Month Free Cash Flow is Rp699,917 Mil, and Market Cap is Rp1,283,016 Mil. Therefore, PT Clipan Finance Indonesia Tbk's FCF Yield % for today is 54.55%.

The historical rank and industry rank for PT Clipan Finance Indonesia Tbk's FCF Yield % or its related term are showing as below:

ISX:CFIN' s FCF Yield % Range Over the Past 10 Years
Min: -261.82   Med: -16.69   Max: 343.04
Current: 54.55


During the past 13 years, the highest FCF Yield % of PT Clipan Finance Indonesia Tbk was 343.04%. The lowest was -261.82%. And the median was -16.69%.

ISX:CFIN's FCF Yield % is ranked better than
91.67% of 540 companies
in the Credit Services industry
Industry Median: -0.47 vs ISX:CFIN: 54.55

PT Clipan Finance Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -0.46%.


PT Clipan Finance Indonesia Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Clipan Finance Indonesia Tbk FCF Yield % Related Terms


PT Clipan Finance Indonesia Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Clipan Finance Indonesia Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Clipan Finance Indonesia Tbk FCF Yield % Chart

PT Clipan Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 209.84 -46.58 -56.39 -6.30 63.45

PT Clipan Finance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.10 74.09 56.45 91.67 -0.50

ISX:CFIN vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Clipan Finance Indonesia Tbk FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Clipan Finance Indonesia Tbk's FCF Yield % falls into.


ISX:CFIN
72GF Score
PT Clipan Finance Indonesia Tbk ISX:CFIN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Clipan Finance Indonesia Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Clipan Finance Indonesia Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=819183.676 / 1290984.48
=63.45%

PT Clipan Finance Indonesia Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1640.795 * 4 / 1306922.56
=-0.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 54.55 mean?
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a FCF Yield % of 54.55 as of Jul. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #45 out of 540 companies in the Credit Services industry, placing it in the top 8.3%.
Is PT Clipan Finance Indonesia Tbk's FCF Yield % too high?
PT Clipan Finance Indonesia Tbk's current FCF Yield % is 54.55. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #45 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #45 out of 540 companies for FCF Yield %. This places PT Clipan Finance Indonesia Tbk in the top 8% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. PT Clipan Finance Indonesia Tbk's current FCF Yield % is 54.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp347.38, compared to a current price of Rp322.00 — trading 7.3% below its estimated fair value. The current FCF Yield % is 54.55. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current FCF Yield % is 54.55 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp322.00 is trading 7.3% below its estimated GF Value™ of Rp347.38. GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:CFIN:

  • FCF Yield %: 54.55
  • GF Value™: Rp347.38 vs. price of Rp322.00 (7.3% below fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Clipan Finance Indonesia Tbk Business Description

Address Jalan Letjen. S. Parman Kav. 12, Wisma Slip, 6th Floor, Jakarta, IDN, 11480
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
72GF Score

Get the complete analysis for ISX:CFIN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp322.00
Price
Rp347.38
GF Value