PT Clipan Finance Indonesia Tbk (ISX:CFIN) Cyclically Adjusted Revenue per Share: Rp435.44 (As of Mar. 2026)

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ISX:CFIN PT Clipan Finance Indonesia Tbk ISX:CFIN
73 GF Score
Price Rp334.00
GF Value Rp347.76
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Clipan Finance Indonesia Tbk Cyclically Adjusted Revenue per Share?

PT Clipan Finance Indonesia Tbk ISX:CFIN 73 Cyclically Adjusted Revenue per Share is Rp435.44 as of Mar. 2026. GuruFocus rates ISX:CFIN with a GF Score™ of 73/100 and a GF Value™ of Rp347.76 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PT Clipan Finance Indonesia Tbk's adjusted revenue per share for the three months ended in Mar. 2026 was Rp89.535. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is Rp435.44 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Clipan Finance Indonesia Tbk's average Cyclically Adjusted Revenue Growth Rate was 3.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PT Clipan Finance Indonesia Tbk was 3.80% per year. The lowest was 3.00% per year. And the median was 3.40% per year.

As of today (2026-07-19), PT Clipan Finance Indonesia Tbk's current stock price is Rp334.00. PT Clipan Finance Indonesia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp435.44. PT Clipan Finance Indonesia Tbk's Cyclically Adjusted PS Ratio of today is 0.77.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Clipan Finance Indonesia Tbk was 1.71. The lowest was 0.60. And the median was 0.78.


PT Clipan Finance Indonesia Tbk  (ISX:CFIN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Clipan Finance Indonesia Tbk's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=334.00/435.44
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Clipan Finance Indonesia Tbk was 1.71. The lowest was 0.60. And the median was 0.78.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PT Clipan Finance Indonesia Tbk Cyclically Adjusted Revenue per Share Related Terms


PT Clipan Finance Indonesia Tbk Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PT Clipan Finance Indonesia Tbk's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Clipan Finance Indonesia Tbk Cyclically Adjusted Revenue per Share Chart

PT Clipan Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 373.81 393.09 407.57 417.70 430.10

PT Clipan Finance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 420.23 423.55 424.99 430.10 435.44

ISX:CFIN vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Clipan Finance Indonesia Tbk Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Clipan Finance Indonesia Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:CFIN
73GF Score
PT Clipan Finance Indonesia Tbk ISX:CFIN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Clipan Finance Indonesia Tbk Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Clipan Finance Indonesia Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=89.535/136.5387*136.5387
=89.535

Current CPI (Mar. 2026) = 136.5387.

PT Clipan Finance Indonesia Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 54.032 103.212 71.478
201609 51.073 104.142 66.961
201612 85.136 105.222 110.475
201703 69.082 106.476 88.587
201706 84.218 107.722 106.748
201709 84.715 108.020 107.080
201712 89.222 109.017 111.746
201803 106.632 110.097 132.242
201806 110.032 111.085 135.245
201809 122.425 111.135 150.410
201812 116.941 112.430 142.017
201903 119.165 112.829 144.207
201906 125.154 114.730 148.944
201909 129.147 114.905 153.463
201912 130.764 115.486 154.602
202003 124.903 116.252 146.699
202006 99.283 116.630 116.231
202009 87.692 116.397 102.867
202012 117.777 117.318 137.073
202103 87.576 117.840 101.473
202106 82.532 118.184 95.350
202109 65.220 118.262 75.300
202112 89.199 119.516 101.904
202203 77.630 120.948 87.637
202206 78.289 123.322 86.679
202209 84.068 125.298 91.610
202212 88.915 126.098 96.277
202303 94.196 126.953 101.309
202306 93.774 127.663 100.294
202309 96.325 128.151 102.629
202312 106.971 129.395 112.877
202403 104.968 130.607 109.735
202406 100.701 130.792 105.126
202409 98.181 130.361 102.834
202412 98.109 131.432 101.921
202503 92.516 131.948 95.735
202506 87.934 133.241 90.111
202509 88.611 133.819 90.412
202512 87.728 135.271 88.550
202603 89.535 136.539 89.535

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of Rp435.44 mean?
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a Cyclically Adjusted Revenue per Share of Rp435.44 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Clipan Finance Indonesia Tbk and its competitors.
Is PT Clipan Finance Indonesia Tbk's Cyclically Adjusted Revenue per Share too high?
PT Clipan Finance Indonesia Tbk's current Cyclically Adjusted Revenue per Share is Rp435.44. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's Cyclically Adjusted Revenue per Share compare to V and MA?
PT Clipan Finance Indonesia Tbk's Cyclically Adjusted Revenue per Share of Rp435.44 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. PT Clipan Finance Indonesia Tbk's current Cyclically Adjusted Revenue per Share is Rp435.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp347.76, compared to a current price of Rp334.00 — trading 4% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is Rp435.44. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current Cyclically Adjusted Revenue per Share is Rp435.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp334.00 is trading 4% below its estimated GF Value™ of Rp347.76. GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:CFIN:

  • Cyclically Adjusted Revenue per Share: Rp435.44
  • GF Value™: Rp347.76 vs. price of Rp334.00 (4% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Clipan Finance Indonesia Tbk Business Description

Address Jalan Letjen. S. Parman Kav. 12, Wisma Slip, 6th Floor, Jakarta, IDN, 11480
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
73GF Score

Get the complete analysis for ISX:CFIN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp334.00
Price
Rp347.76
GF Value