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During the past 12 months, PT Clipan Finance Indonesia Tbk's average EPS without NRIGrowth Rate was -8.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 2.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 2.80% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 4.00% per year.
During the past 13 years, PT Clipan Finance Indonesia Tbk's highest 3-Year average EPS without NRI Growth Rate was 29.90% per year. The lowest was -8.20% per year. And the median was 5.40% per year.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
PT Clipan Finance Indonesia Tbk Earnings per Share (Diluted) Related Terms
PT Clipan Finance Indonesia Tbk Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk Earnings per Share (Diluted) Chart
ISX:CFIN vs V, MA, AXP: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Clipan Finance Indonesia Tbk PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's PE Ratio distribution charts can be found below:
* The bar in red indicates where PT Clipan Finance Indonesia Tbk's PE Ratio falls into.
PT Clipan Finance Indonesia Tbk Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp58.73
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of Rp58.73 mean?
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a Earnings per Share (Diluted) of Rp58.73 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #269 out of 427 companies in the Credit Services industry, placing it in the top 63%.
Is PT Clipan Finance Indonesia Tbk's Earnings per Share (Diluted) too high?
PT Clipan Finance Indonesia Tbk's current Earnings per Share (Diluted) is Rp58.73. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #269 out of 427 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #269 out of 427 companies for Earnings per Share (Diluted). This places PT Clipan Finance Indonesia Tbk in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Clipan Finance Indonesia Tbk's current Earnings per Share (Diluted) is Rp58.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp330.26, compared to a current price of Rp368.00 — trading 11.4% above its estimated fair value. The current Earnings per Share (Diluted) is Rp58.73. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current Earnings per Share (Diluted) is Rp58.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp368.00 is trading 11.4% above its estimated GF Value™ of Rp330.26.
GuruFocus considers PT Clipan Finance Indonesia Tbk to be Modestly Overvalued.
Key valuation signals for ISX:CFIN:
Earnings per Share (Diluted): Rp58.73
GF Value™: Rp330.26 vs. price of Rp368.00 (11.4% above fair value)
No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
71GF Score
Get the complete analysis for ISX:CFIN
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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