Jiayin Group (Jiayin Group) Debt-to-EBITDA : 0.04 (As of Sep. 2023)

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What is Jiayin Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jiayin Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $0.0 Mil. Jiayin Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $7.3 Mil. Jiayin Group's annualized EBITDA for the quarter that ended in Sep. 2023 was $209.3 Mil. Jiayin Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2023 was 0.03.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jiayin Group's Debt-to-EBITDA or its related term are showing as below:

JFIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.08
Current: 0.04

During the past 8 years, the highest Debt-to-EBITDA Ratio of Jiayin Group was 0.08. The lowest was 0.02. And the median was 0.04.

JFIN's Debt-to-EBITDA is ranked better than
92.03% of 276 companies
in the Interactive Media industry
Industry Median: 0.77 vs JFIN: 0.04

Jiayin Group Debt-to-EBITDA Historical Data

The historical data trend for Jiayin Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jiayin Group Debt-to-EBITDA Chart

Jiayin Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-EBITDA

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0.06

0.02

0.08

0.02

0.04

Jiayin Group Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-EBITDA	Get a 7-Day Free Trial															0.02	0.02	0.01	0.04	0.05

Competitive Comparison of Jiayin Group's Debt-to-EBITDA

For the Internet Content & Information subindustry, Jiayin Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jiayin Group's Debt-to-EBITDA Distribution in the Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Jiayin Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jiayin Group's Debt-to-EBITDA falls into.

Jiayin Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jiayin Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2022 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(3.584	+	0.356)	/	170.974
	=	0.02

Jiayin Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2023 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0	+	7.293)	/	209.332
	=	0.03

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2023) EBITDA data.

Jiayin Group (NAS:JFIN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Jiayin Group Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Jiayin Group's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

Jiayin Group (Jiayin Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Communication Services » Interactive Media » Jiayin Group Inc (NAS:JFIN) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

N/A

Address

No. 428 South Yanggao Road, Room 26F, 18th Floor, Building No. 1, Youyou Century Plaza, Pudong New Area, Shanghai, CHN, 200122

Website

http://www.jiayintech.cn

Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital + technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.