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Jiayin GroupJFIN -1.29%71 EBIT per Share is $3.01 as of Mar. 2026. GuruFocus rates JFIN with a GF Score™ of 71/100 and a GF Value™ of $6.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 316 Credit Services companies, Jiayin Group ranks better than 56.33% on this metric.
Jiayin Group's EBIT per Share for the
three
months ended in Mar. 2026 was $-0.19.
Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $3.01.
During the past 12 months, the average EBIT per Share Growth Rate of Jiayin Group was -24.90% per year.
During the past 3 years, the average EBIT per Share Growth Rate was 15.70% per year.
During the past 5 years, the average EBIT per Share Growth Rate was 39.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.
The historical rank and industry rank for Jiayin Group's EBIT per Share or its related term are showing as below:
JFIN'
s 3-Year EBIT Growth Rate Range Over the Past 10 Years
Min: -24 Med: 22.65 Max: 59.8
Current: 15.7
During the past 10 years, the highest 3-Year average EBIT per Share Growth Rate of Jiayin Group was 59.80% per year. The lowest was -24.00% per year. And the median was 22.65% per year.
JFIN's 3-Year EBIT Growth Rate is ranked better than 56.33% of 316
companies
in the Credit Services industry
Industry Median: 11.2
vs JFIN: 15.70
Jiayin Group's EBIT for the
three
months ended in Mar. 2026 was $-10.0 Mil.
Jiayin Group (NAS:JFIN) EBIT per Share Explanation
EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.
Jiayin Group EBIT per Share Related Terms
Jiayin Group EBIT per Share Historical Data
* Premium members only.
The historical data trend for Jiayin Group's EBIT per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.01
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiayin Group (JFIN) has a EBIT per Share of $3.01 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Jiayin Group and its competitors. According to the industry distribution chart, Jiayin Group ranks #138 out of 316 companies in the Credit Services industry, placing it in the top 43.7%.
Is Jiayin Group's EBIT per Share too high?
Jiayin Group's current EBIT per Share is $3.01. The Credit Services industry median EBIT per Share is 11.20. Jiayin Group's value of $3.01 is 73.1% below this industry median. Based on the distribution chart, Jiayin Group ranks #138 out of 316 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's EBIT per Share compare to YRD and ANTA?
According to the Credit Services industry distribution chart, Jiayin Group ranks #138 out of 316 companies for EBIT per Share. This puts Jiayin Group in the upper half of its industry. The industry median EBIT per Share is 11.20. Jiayin Group's value of $3.01 is 73.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for a Credit Services company?
The median EBIT per Share among Credit Services companies is 11.20, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiayin Group's current EBIT per Share of $3.01 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Jiayin Group and its competitors. For the Credit Services industry, the median EBIT per Share is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiayin Group's current EBIT per Share is $3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.73, compared to a current price of $2.30 — trading 65.8% below its estimated fair value. The current EBIT per Share is $3.01 and 73.1% below the Credit Services industry median of 11.20. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For Jiayin Group (JFIN), the current EBIT per Share is $3.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiayin Group (JFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued.
The current stock price of $2.30 is trading 65.8% below its estimated GF Value™ of $6.73.
GuruFocus considers Jiayin Group to be Possible Value Trap.
Key valuation signals for JFIN:
EBIT per Share: $3.01
GF Value™: $6.73 vs. price of $2.30 (65.8% below fair value)
Industry Position: 73.1% below the Credit Services median (#138 of 316)
No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score
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