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Jiayin GroupJFIN +1.09%71 12-1 Month Momentum % is -84.83% as of Aug. 26, 2026. GuruFocus rates JFIN with a GF Score™ of 71/100 and a GF Value™ of $6.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 567 Credit Services companies, Jiayin Group ranks worse than 99.12% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-26), Jiayin Group's 12-1 Month Momentum % is -84.83%.
The industry rank for Jiayin Group's 12-1 Month Momentum % or its related term are showing as below:
JFIN's 12-1 Month Momentum % is ranked worse than 99.12% of 567
companies
in the Credit Services industry
Industry Median: -6.66
vs JFIN: -84.83
Jiayin Group (NAS:JFIN) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Jiayin Group 12-1 Month Momentum % Related Terms
JFIN vs YRD, ANTA, SUIG: 12-1 Month Momentum % Comparison
For the Credit Services subindustry, Jiayin Group's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiayin Group 12-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jiayin Group's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Jiayin Group's 12-1 Month Momentum % falls into.
Jiayin Group (NAS:JFIN) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 12-1 Month Momentum % of -84.83% mean?
Jiayin Group (JFIN) has a 12-1 Month Momentum % of -84.83% as of Aug. 26, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Jiayin Group and its competitors. According to the industry distribution chart, Jiayin Group ranks #562 out of 567 companies in the Credit Services industry, placing it in the top 99.1%.
Is Jiayin Group's 12-1 Month Momentum % too high?
Jiayin Group's current 12-1 Month Momentum % is -84.83%. Based on the distribution chart, Jiayin Group ranks #562 out of 567 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's 12-1 Month Momentum % compare to YRD and ANTA?
According to the Credit Services industry distribution chart, Jiayin Group ranks #562 out of 567 companies for 12-1 Month Momentum %. This places Jiayin Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Jiayin Group and its competitors. Jiayin Group's current 12-1 Month Momentum % is -84.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.73, compared to a current price of $2.36 — trading 65% below its estimated fair value. The current 12-1 Month Momentum % is -84.83%. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Jiayin Group (JFIN), the current 12-1 Month Momentum % is -84.83% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiayin Group (JFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued.
The current stock price of $2.36 is trading 65% below its estimated GF Value™ of $6.73.
GuruFocus considers Jiayin Group to be Possible Value Trap.
Key valuation signals for JFIN:
12-1 Month Momentum %: -84.83%
GF Value™: $6.73 vs. price of $2.36 (65% below fair value)
No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score
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