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Jiayin GroupJFIN -1.72%71 Dividend Yield % is 34.93% as of Aug. 26, 2026, which is 200% above its 10-year median of 11.65. GuruFocus rates JFIN with a GF Score™ of 71/100 and a GF Value™ of $6.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 210 Credit Services companies, Jiayin Group ranks better than 99.52% on this metric.
As of today (2026-08-26), the Trailing Annual Dividend Yield of Jiayin Group is 34.93%.
Good Sign:
Jiayin Group Inc stock Dividend Yield % is close to 3-year high.
The historical rank and industry rank for Jiayin Group's Dividend Yield % or its related term are showing as below:
JFIN'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.73 Med: 11.65 Max: 37.31
Current: 34.93
During the past 10 years, the highest Dividend Yield of Jiayin Group was 37.31%. The lowest was 2.73%. And the median was 11.65%.
JFIN's Dividend Yield % is ranked better than 99.52% of 210
companies
in the Credit Services industry
Industry Median: 3.75
vs JFIN: 34.93
Jiayin Group (NAS:JFIN) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Jiayin Group's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JFIN vs YRD, ANTA, SUIG: Dividend Yield % Comparison
For the Credit Services subindustry, Jiayin Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiayin Group Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jiayin Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Jiayin Group's Dividend Yield % falls into.
Jiayin Group (JFIN) has a Dividend Yield % of 34.93% as of Aug. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Jiayin Group and its competitors. This is 200% above median its historical median of 11.65. Over the past decade, Jiayin Group's Dividend Yield % has ranged from 2.73 to 37.31. According to the industry distribution chart, Jiayin Group ranks #1 out of 210 companies in the Credit Services industry, placing it in the top 0.5%.
Is Jiayin Group's Dividend Yield % too high?
Jiayin Group's current Dividend Yield % of 34.93% is 200% above median its 10-year median of 11.65. Over the past 10 years, this metric has ranged from a low of 2.73 to a high of 37.31. The Credit Services industry median Dividend Yield % is 3.75. Jiayin Group's value of 34.93% is 831.5% above this industry median. Based on the distribution chart, Jiayin Group ranks #1 out of 210 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's Dividend Yield % compare to YRD and ANTA?
According to the Credit Services industry distribution chart, Jiayin Group ranks #1 out of 210 companies for Dividend Yield %. This places Jiayin Group in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.75. Jiayin Group's value of 34.93% is 831.5% above this benchmark. Historically, Jiayin Group's own Dividend Yield % has ranged from 2.73 to 37.31 over the past decade. While the company's 10-year median is 11.65 vs. the industry median of 3.75, Jiayin Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.75, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiayin Group's current Dividend Yield % of 34.93% is 831.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Jiayin Group and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiayin Group's current Dividend Yield % is 34.93%, which is 200% above median its own 10-year median of 11.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.73, compared to a current price of $2.29 — trading 66% below its estimated fair value. The current Dividend Yield % is 34.93%, which is 200% above median its 10-year median of 11.65 and 831.5% above the Credit Services industry median of 3.75. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Jiayin Group (JFIN), the current Dividend Yield % is 34.93% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiayin Group (JFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued.
The current stock price of $2.29 is trading 66% below its estimated GF Value™ of $6.73.
GuruFocus considers Jiayin Group to be Possible Value Trap.
Key valuation signals for JFIN:
Dividend Yield %: 34.93% (200% above median its 10-year median of 11.65)
GF Value™: $6.73 vs. price of $2.29 (66% below fair value)
Industry Position: 831.5% above the Credit Services median (#1 of 210)
No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score
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