JFIN (Jiayin Group) Shareholder Yield % : -3.07% (As of Mar. 2026)

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JFIN Jiayin Group Inc JFIN
71 GF Score
Price $2.36
GF Value $6.73
Valuation Possible Value Trap
! 6 Warning Signs
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What is Jiayin Group Shareholder Yield %?

Jiayin Group JFIN +1.09% 71 Shareholder Yield % is -3.07% as of Mar. 2026. GuruFocus rates JFIN with a GF Score™ of 71/100 and a GF Value™ of $6.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 488 Credit Services companies, Jiayin Group ranks better than 51.64% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Jiayin Group's Shareholder Yield % was -3.07%.


Jiayin Group  (NAS:JFIN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Jiayin Group Shareholder Yield % Related Terms


Jiayin Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Jiayin Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiayin Group Shareholder Yield % Chart

Jiayin Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.41 2.40 9.45 15.51 11.74

Jiayin Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 3.15 7.94 11.74 -1.71

JFIN vs YRD, ANTA, SUIG: Shareholder Yield % Comparison

For the Credit Services subindustry, Jiayin Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiayin Group Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jiayin Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Jiayin Group's Shareholder Yield % falls into.


JFIN
71GF Score
Jiayin Group Inc JFIN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jiayin Group Shareholder Yield % Calculation

Jiayin Group's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=19.09 %+0.00 %+-20.8 %
=-1.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -3.07% mean?
Jiayin Group (JFIN) has a Shareholder Yield % of -3.07% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Jiayin Group and its competitors. According to the industry distribution chart, Jiayin Group ranks #236 out of 488 companies in the Credit Services industry, placing it in the top 48.4%.
Is Jiayin Group's Shareholder Yield % too high?
Jiayin Group's current Shareholder Yield % is -3.07%. Based on the distribution chart, Jiayin Group ranks #236 out of 488 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's Shareholder Yield % compare to YRD and ANTA?
According to the Credit Services industry distribution chart, Jiayin Group ranks #236 out of 488 companies for Shareholder Yield %. This puts Jiayin Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Jiayin Group and its competitors. Jiayin Group's current Shareholder Yield % is -3.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.73, compared to a current price of $2.36 — trading 65% below its estimated fair value. The current Shareholder Yield % is -3.07%. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Jiayin Group (JFIN), the current Shareholder Yield % is -3.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiayin Group (JFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued. The current stock price of $2.36 is trading 65% below its estimated GF Value™ of $6.73. GuruFocus considers Jiayin Group to be Possible Value Trap.

Key valuation signals for JFIN:

  • Shareholder Yield %: -3.07%
  • GF Value™: $6.73 vs. price of $2.36 (65% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiayin Group Business Description

Address No. 428 South Yanggao Road, Room 26F, 18th Floor, Building No. 1, Youyou Century Plaza, Pudong New Area, Shanghai, CHN, 200122
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score

Get the complete analysis for JFIN

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.36
Price
$6.73
GF Value