FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jiayin Group's Free Cash Flow for the
three
months ended in Mar. 2026 was $0.0 Mil. Jiayin Group's Revenue for the
three
months ended in Mar. 2026 was $109.8 Mil. Therefore, Jiayin Group's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for Jiayin Group's FCF Margin % or its related term are showing as below:
JFIN'
s FCF Margin % Range Over the Past 10 Years
Min: -8.51 Med: 5.12 Max: 42.42
Current: 12.04
During the past 10 years, the highest FCF Margin % of Jiayin Group was 42.42%. The lowest was -8.51%. And the median was 5.12%.
JFIN's FCF Margin % is ranked better than 60.38% of 530
companies
in the Credit Services industry
Industry Median: 0.115
vs JFIN: 12.04
Jiayin Group FCF Margin % Related Terms
Jiayin Group FCF Margin % Historical Data
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The historical data trend for Jiayin Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jiayin Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiayin Group FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jiayin Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Jiayin Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiayin Group (JFIN) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jiayin Group and its competitors. According to the industry distribution chart, Jiayin Group ranks #210 out of 530 companies in the Credit Services industry, placing it in the top 39.6%.
Is Jiayin Group's FCF Margin % too high?
Jiayin Group's current FCF Margin % is 0.00%. Based on the distribution chart, Jiayin Group ranks #210 out of 530 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's FCF Margin % compare to ANTA and XYF?
According to the Credit Services industry distribution chart, Jiayin Group ranks #210 out of 530 companies for FCF Margin %. This puts Jiayin Group in the upper half of its industry. The industry median FCF Margin % is 0.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.12, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jiayin Group and its competitors. For the Credit Services industry, the median FCF Margin % is 0.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiayin Group's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.58, compared to a current price of $2.94 — trading 55.3% below its estimated fair value. The current FCF Margin % is 0.00%. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jiayin Group (JFIN), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiayin Group (JFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued.
The current stock price of $2.94 is trading 55.3% below its estimated GF Value™ of $6.58.
GuruFocus considers Jiayin Group to be Possible Value Trap.
Key valuation signals for JFIN:
FCF Margin %: 0.00%
GF Value™: $6.58 vs. price of $2.94 (55.3% below fair value)
No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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