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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for UniCap Investment And FinanceKC's Debt-to-EBITDA or its related term are showing as below:
KUW:UNICAP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -24.08 Med: 0.19 Max: 72.45
Current: 11.16
During the past 13 years, the highest Debt-to-EBITDA Ratio of UniCap Investment And FinanceKC was 72.45. The lowest was -24.08. And the median was 0.19.
KUW:UNICAP's Debt-to-EBITDA is ranked worse than 80.7% of 114
companies
in the Diversified Financial Services industry
Industry Median: 6.2
vs KUW:UNICAP: 11.16
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
UniCap Investment And FinanceKC Debt-to-EBITDA Related Terms
UniCap Investment And FinanceKC Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCap Investment And FinanceKC Debt-to-EBITDA Chart
KUW:UNICAP vs FRHC, VOYA: Debt-to-EBITDA Comparison
For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCap Investment And FinanceKC Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where UniCap Investment And FinanceKC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (May. 2026) EBITDA data.
UniCap Investment And FinanceKC (KUW:UNICAP) has a Debt-to-EBITDA of 5.20 as of May. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UniCap Investment And FinanceKC. This is 2637% above median its historical median of 0.19. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #92 out of 114 companies in the Diversified Financial Services industry, placing it in the top 80.7%.
Is UniCap Investment And FinanceKC's Debt-to-EBITDA too high?
UniCap Investment And FinanceKC's current Debt-to-EBITDA of 5.20 is 2637% above median its 10-year median of 0.19. The Diversified Financial Services industry median Debt-to-EBITDA is 6.20. UniCap Investment And FinanceKC's value of 5.20 is 16.1% below this industry median. Based on the distribution chart, UniCap Investment And FinanceKC ranks #92 out of 114 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, UniCap Investment And FinanceKC has a GF Score™ of 25/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's Debt-to-EBITDA compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #92 out of 114 companies for Debt-to-EBITDA. This places UniCap Investment And FinanceKC in the lower half of its industry. The industry median Debt-to-EBITDA is 6.20. UniCap Investment And FinanceKC's value of 5.20 is 16.1% below this benchmark. While the company's 10-year median is 0.19 vs. the industry median of 6.20, UniCap Investment And FinanceKC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 6.20, based on 114 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCap Investment And FinanceKC's current Debt-to-EBITDA of 5.20 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UniCap Investment And FinanceKC. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 6.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current Debt-to-EBITDA is 5.20, which is 2637% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.29 — trading 2.9% above its estimated fair value. The current Debt-to-EBITDA is 5.20, which is 2637% above median its 10-year median of 0.19 and 16.1% below the Diversified Financial Services industry median of 6.20. UniCap Investment And FinanceKC's overall GF Score™ is 25/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current Debt-to-EBITDA is 5.20 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued.
The current stock price of KWD0.29 is trading 2.9% above its estimated GF Value™ of KWD0.28.
GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.
Key valuation signals for KUW:UNICAP:
Debt-to-EBITDA: 5.20 (2637% above median its 10-year median of 0.19)
GF Value™: KWD0.28 vs. price of KWD0.29 (2.9% above fair value)
Industry Position: 16.1% below the Diversified Financial Services median (#92 of 114)
No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
25GF Score
Get the complete analysis for KUW:UNICAP
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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