UniCap Investment And FinanceKC (KUW:UNICAP) Cyclically Adjusted Book per Share: KWD0.11 (As of Feb. 2026)

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KUW:UNICAP UniCap Investment And Finance SAKC KUW:UNICAP
30 GF Score
Price KWD0.30
GF Value KWD0.27
Valuation Fairly Valued
! 5 Warning Signs
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What is UniCap Investment And FinanceKC Cyclically Adjusted Book per Share?

UniCap Investment And FinanceKC KUW:UNICAP -1.01% 30 Cyclically Adjusted Book per Share is KWD0.11 as of Feb. 2026. GuruFocus rates KUW:UNICAP with a GF Score™ of 30/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

UniCap Investment And FinanceKC's adjusted book value per share for the three months ended in Feb. 2026 was KWD0.083. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.11 for the trailing ten years ended in Feb. 2026.

During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of UniCap Investment And FinanceKC was 3.20% per year. The lowest was 3.20% per year. And the median was 3.20% per year.

As of today (2026-07-21), UniCap Investment And FinanceKC's current stock price is KWD0.295. UniCap Investment And FinanceKC's Cyclically Adjusted Book per Share for the quarter that ended in Feb. 2026 was KWD0.11. UniCap Investment And FinanceKC's Cyclically Adjusted PB Ratio of today is 2.68.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of UniCap Investment And FinanceKC was 3.50. The lowest was 0.38. And the median was 0.88.


UniCap Investment And FinanceKC  (KUW:UNICAP) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

UniCap Investment And FinanceKC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.295/0.11
=2.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of UniCap Investment And FinanceKC was 3.50. The lowest was 0.38. And the median was 0.88.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


UniCap Investment And FinanceKC Cyclically Adjusted Book per Share Related Terms


UniCap Investment And FinanceKC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for UniCap Investment And FinanceKC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCap Investment And FinanceKC Cyclically Adjusted Book per Share Chart

UniCap Investment And FinanceKC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Aug23 Aug24 Aug25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.10 0.11 0.11 0.11

UniCap Investment And FinanceKC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.11

KUW:UNICAP vs VOYA, FRHC: Cyclically Adjusted Book per Share Comparison

For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCap Investment And FinanceKC Cyclically Adjusted PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where UniCap Investment And FinanceKC's Cyclically Adjusted PB Ratio falls into.


KUW:UNICAP
30GF Score
UniCap Investment And Finance SAKC KUW:UNICAP
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UniCap Investment And FinanceKC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, UniCap Investment And FinanceKC's adjusted Book Value per Share data for the three months ended in Feb. 2026 was:

Adj_Book= Book Value per Share /CPI of Feb. 2026 (Change)*Current CPI (Feb. 2026)
=0.083/326.7850*326.7850
=0.083

Current CPI (Feb. 2026) = 326.7850.

UniCap Investment And FinanceKC Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.000 238.132 0.000
201606 0.104 241.018 0.141
201609 0.101 241.428 0.137
201612 0.105 241.432 0.142
201703 0.108 243.801 0.145
201706 0.000 244.955 0.000
201709 0.111 246.819 0.147
201712 0.111 246.524 0.147
201803 0.110 249.554 0.144
201806 0.116 251.989 0.150
201809 0.115 252.439 0.149
201812 0.101 251.233 0.131
201903 0.098 254.202 0.126
201906 0.098 256.143 0.125
201909 0.095 256.759 0.121
201912 0.099 256.974 0.126
202003 0.093 258.115 0.118
202006 0.076 257.797 0.096
202009 0.080 260.280 0.100
202012 0.076 260.474 0.095
202103 0.075 264.877 0.093
202106 0.088 271.696 0.106
202109 0.083 274.310 0.099
202112 0.072 278.802 0.084
202203 0.091 287.504 0.103
202206 0.090 296.311 0.099
202211 0.087 297.711 0.095
202302 0.088 300.840 0.096
202305 0.088 304.127 0.095
202308 0.083 307.026 0.088
202311 0.083 307.051 0.088
202402 0.085 310.326 0.090
202405 0.084 314.069 0.087
202408 0.069 314.796 0.072
202411 0.069 315.493 0.071
202502 0.072 319.082 0.074
202505 0.074 321.465 0.075
202508 0.080 323.976 0.081
202511 0.077 324.122 0.078
202602 0.083 326.785 0.083

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of KWD0.11 mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a Cyclically Adjusted Book per Share of KWD0.11 as of Feb. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on UniCap Investment And FinanceKC and its competitors.
Is UniCap Investment And FinanceKC's Cyclically Adjusted Book per Share too high?
UniCap Investment And FinanceKC's current Cyclically Adjusted Book per Share is KWD0.11. Overall, UniCap Investment And FinanceKC has a GF Score™ of 30/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's Cyclically Adjusted Book per Share compare to VOYA and FRHC?
UniCap Investment And FinanceKC's Cyclically Adjusted Book per Share of KWD0.11 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Diversified Financial Services company?
A good Cyclically Adjusted Book per Share depends on the Diversified Financial Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on UniCap Investment And FinanceKC and its competitors. UniCap Investment And FinanceKC's current Cyclically Adjusted Book per Share is KWD0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.30 — trading 9.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is KWD0.11. UniCap Investment And FinanceKC's overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current Cyclically Adjusted Book per Share is KWD0.11 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued. The current stock price of KWD0.30 is trading 9.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.

Key valuation signals for KUW:UNICAP:

  • Cyclically Adjusted Book per Share: KWD0.11
  • GF Value™: KWD0.27 vs. price of KWD0.30 (9.3% above fair value)
  • GF Score™: 30/100 with 5 warning signs

No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCap Investment And FinanceKC Business Description

Address Omar Bin Al-Khattab Street, Kuwait Business Tower (KBT) - 10th Floor, P.O. Box 2290, Sharq, Murgab - Block 3, Kuwait, KWT, 13021
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
30GF Score

Get the complete analysis for KUW:UNICAP

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.30
Price
KWD0.27
GF Value