UniCap Investment And FinanceKC (KUW:UNICAP) Return-on-Tangible-Asset: -4.04% (As of May. 2026)

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KUW:UNICAP UniCap Investment And Finance SAKC KUW:UNICAP
27 GF Score
Price KWD0.28
GF Value KWD0.28
Valuation Fairly Valued
! 5 Warning Signs
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What is UniCap Investment And FinanceKC Return-on-Tangible-Asset?

UniCap Investment And FinanceKC KUW:UNICAP 27 Return-on-Tangible-Asset is -4.04% as of May. 2026. GuruFocus rates KUW:UNICAP with a GF Score™ of 27/100 and a GF Value™ of KWD0.28 (Fairly Valued). The stock has 5 warning signs investors should review. Among 538 Diversified Financial Services companies, UniCap Investment And FinanceKC ranks worse than 185873.42% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. UniCap Investment And FinanceKC's annualized Net Income for the quarter that ended in May. 2026 was KWD-2.52 Mil. UniCap Investment And FinanceKC's average total tangible assets for the quarter that ended in May. 2026 was KWD62.33 Mil. Therefore, UniCap Investment And FinanceKC's annualized Return-on-Tangible-Asset for the quarter that ended in May. 2026 was -4.04%.

The historical rank and industry rank for UniCap Investment And FinanceKC's Return-on-Tangible-Asset or its related term are showing as below:

During the past 13 years, UniCap Investment And FinanceKC's highest Return-on-Tangible-Asset was 5.01%. The lowest was -9.58%. And the median was 0.51%.

KUW:UNICAP's Return-on-Tangible-Asset is not ranked *
in the Diversified Financial Services industry.
Industry Median: 0.905
* Ranked among companies with meaningful Return-on-Tangible-Asset only.

UniCap Investment And FinanceKC  (KUW:UNICAP) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


UniCap Investment And FinanceKC Return-on-Tangible-Asset Related Terms


UniCap Investment And FinanceKC Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for UniCap Investment And FinanceKC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCap Investment And FinanceKC Return-on-Tangible-Asset Chart

UniCap Investment And FinanceKC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Aug23 Aug24 Aug25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.58 -8.36 -2.04 -5.49 2.05

UniCap Investment And FinanceKC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.44 0.26 -4.59 8.55 -4.04

KUW:UNICAP vs FRHC, VOYA: Return-on-Tangible-Asset Comparison

For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCap Investment And FinanceKC Return-on-Tangible-Asset vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where UniCap Investment And FinanceKC's Return-on-Tangible-Asset falls into.


KUW:UNICAP
27GF Score
UniCap Investment And Finance SAKC KUW:UNICAP
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCap Investment And FinanceKC Return-on-Tangible-Asset Calculation

UniCap Investment And FinanceKC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Aug. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Aug. 2025 )  (A: Aug. 2024 )(A: Aug. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Aug. 2025 )  (A: Aug. 2024 )(A: Aug. 2025 )
=1.195/( (56.536+60.066)/ 2 )
=1.195/58.301
=2.05 %

UniCap Investment And FinanceKC's annualized Return-on-Tangible-Asset for the quarter that ended in May. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: May. 2026 )  (Q: Feb. 2026 )(Q: May. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: May. 2026 )  (Q: Feb. 2026 )(Q: May. 2026 )
=-2.52/( (60.631+64.032)/ 2 )
=-2.52/62.3315
=-4.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (May. 2026) net income data.

What does a Return-on-Tangible-Asset of -4.04% mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a Return-on-Tangible-Asset of -4.04% as of May. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on UniCap Investment And FinanceKC and its competitors. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #999999 out of 538 companies in the Diversified Financial Services industry.
Is UniCap Investment And FinanceKC's Return-on-Tangible-Asset too high?
UniCap Investment And FinanceKC's current Return-on-Tangible-Asset is -4.04%. Based on the distribution chart, UniCap Investment And FinanceKC ranks #999999 out of 538 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, UniCap Investment And FinanceKC has a GF Score™ of 27/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's Return-on-Tangible-Asset compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #999999 out of 538 companies for Return-on-Tangible-Asset. This places UniCap Investment And FinanceKC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Diversified Financial Services company?
The median Return-on-Tangible-Asset among Diversified Financial Services companies is 0.91, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on UniCap Investment And FinanceKC and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Asset is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current Return-on-Tangible-Asset is -4.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.28 — trading 1.1% below its estimated fair value. The current Return-on-Tangible-Asset is -4.04%. UniCap Investment And FinanceKC's overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current Return-on-Tangible-Asset is -4.04% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be undervalued. The current stock price of KWD0.28 is trading 1.1% below its estimated GF Value™ of KWD0.28. GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.

Key valuation signals for KUW:UNICAP:

  • Return-on-Tangible-Asset: -4.04%
  • GF Value™: KWD0.28 vs. price of KWD0.28 (1.1% below fair value)
  • GF Score™: 27/100 with 5 warning signs

No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCap Investment And FinanceKC Business Description

Address Omar Bin Al-Khattab Street, Kuwait Business Tower (KBT) - 10th Floor, P.O. Box 2290, Sharq, Murgab - Block 3, Kuwait, KWT, 13021
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
27GF Score

Get the complete analysis for KUW:UNICAP

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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