UniCap Investment And FinanceKC (KUW:UNICAP) Days Payable: 51.84 (As of Feb. 2026) — 44% Below Median

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KUW:UNICAP UniCap Investment And Finance SAKC KUW:UNICAP
30 GF Score
Price KWD0.30
GF Value KWD0.27
Valuation Fairly Valued
! 5 Warning Signs
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What is UniCap Investment And FinanceKC Days Payable?

UniCap Investment And FinanceKC KUW:UNICAP -1.01% 30 Days Payable is 51.84 as of Feb. 2026, which is 44% below its 10-year median of 92.50. GuruFocus rates KUW:UNICAP with a GF Score™ of 30/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 5 warning signs investors should review. Among 78 Diversified Financial Services companies, UniCap Investment And FinanceKC ranks worse than 65.38% on this metric.

UniCap Investment And FinanceKC's average Accounts Payable for the three months ended in Feb. 2026 was KWD0.76 Mil. UniCap Investment And FinanceKC's Cost of Goods Sold for the three months ended in Feb. 2026 was KWD1.33 Mil. Hence, UniCap Investment And FinanceKC's Days Payable for the three months ended in Feb. 2026 was 51.84.

The historical rank and industry rank for UniCap Investment And FinanceKC's Days Payable or its related term are showing as below:

KUW:UNICAP' s Days Payable Range Over the Past 10 Years
Min: 12.37   Med: 92.5   Max: 216.81
Current: 51.58

During the past 13 years, UniCap Investment And FinanceKC's highest Days Payable was 216.81. The lowest was 12.37. And the median was 92.50.

KUW:UNICAP's Days Payable is ranked worse than
65.38% of 78 companies
in the Diversified Financial Services industry
Industry Median: 80.825 vs KUW:UNICAP: 51.58

UniCap Investment And FinanceKC's Days Payable increased from Feb. 2025 (30.76) to Feb. 2026 (51.84). It may suggest that UniCap Investment And FinanceKC delayed paying its suppliers.


UniCap Investment And FinanceKC Days Payable Related Terms


UniCap Investment And FinanceKC Days Payable Historical Data

* Premium members only.

The historical data trend for UniCap Investment And FinanceKC's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCap Investment And FinanceKC Days Payable Chart

UniCap Investment And FinanceKC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Aug23 Aug24 Aug25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.45 12.37 76.20 103.33 81.66

UniCap Investment And FinanceKC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.76 52.54 57.05 68.85 51.84

KUW:UNICAP vs VOYA, FRHC: Days Payable Comparison

For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCap Investment And FinanceKC Days Payable vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's Days Payable distribution charts can be found below:

* The bar in red indicates where UniCap Investment And FinanceKC's Days Payable falls into.


KUW:UNICAP
30GF Score
UniCap Investment And Finance SAKC KUW:UNICAP
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCap Investment And FinanceKC Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

UniCap Investment And FinanceKC's Days Payable for the fiscal year that ended in Aug. 2025 is calculated as

Days Payable (A: Aug. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Aug. 2024 ) + Accounts Payable (A: Aug. 2025 )) / count ) / Cost of Goods Sold (A: Aug. 2025 )*Days in Period
=( (1.319 + 1.601) / 2 ) / 6.526*365
=1.46 / 6.526*365
=81.66

UniCap Investment And FinanceKC's Days Payable for the quarter that ended in Feb. 2026 is calculated as:

Days Payable (Q: Feb. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Nov. 2025 ) + Accounts Payable (Q: Feb. 2026 )) / count ) / Cost of Goods Sold (Q: Feb. 2026 )*Days in Period
=( (0.637 + 0.873) / 2 ) / 1.329*365 / 4
=0.755 / 1.329*365 / 4
=51.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 51.84 mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a Days Payable of 51.84 as of Feb. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UniCap Investment And FinanceKC and its competitors. This is 44% below median its historical median of 92.50. Over the past decade, UniCap Investment And FinanceKC's Days Payable has ranged from 12.37 to 216.81. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #51 out of 78 companies in the Diversified Financial Services industry, placing it in the top 65.4%.
Is UniCap Investment And FinanceKC's Days Payable too high?
UniCap Investment And FinanceKC's current Days Payable of 51.84 is 44% below median its 10-year median of 92.50. Over the past 10 years, this metric has ranged from a low of 12.37 to a high of 216.81. The Diversified Financial Services industry median Days Payable is 80.83. UniCap Investment And FinanceKC's value of 51.84 is 35.9% below this industry median. Based on the distribution chart, UniCap Investment And FinanceKC ranks #51 out of 78 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, UniCap Investment And FinanceKC has a GF Score™ of 30/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's Days Payable compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #51 out of 78 companies for Days Payable. This places UniCap Investment And FinanceKC in the lower half of its industry. The industry median Days Payable is 80.83. UniCap Investment And FinanceKC's value of 51.84 is 35.9% below this benchmark. Historically, UniCap Investment And FinanceKC's own Days Payable has ranged from 12.37 to 216.81 over the past decade. While the company's 10-year median is 92.50 vs. the industry median of 80.83, UniCap Investment And FinanceKC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Diversified Financial Services company?
The median Days Payable among Diversified Financial Services companies is 80.83, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCap Investment And FinanceKC's current Days Payable of 51.84 is 35.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UniCap Investment And FinanceKC and its competitors. For the Diversified Financial Services industry, the median Days Payable is 80.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current Days Payable is 51.84, which is 44% below median its own 10-year median of 92.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.30 — trading 9.3% above its estimated fair value. The current Days Payable is 51.84, which is 44% below median its 10-year median of 92.50 and 35.9% below the Diversified Financial Services industry median of 80.83. UniCap Investment And FinanceKC's overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current Days Payable is 51.84 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued. The current stock price of KWD0.30 is trading 9.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.

Key valuation signals for KUW:UNICAP:

  • Days Payable: 51.84 (44% below median its 10-year median of 92.50)
  • GF Value™: KWD0.27 vs. price of KWD0.30 (9.3% above fair value)
  • GF Score™: 30/100 with 5 warning signs
  • Industry Position: 35.9% below the Diversified Financial Services median (#51 of 78)

No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCap Investment And FinanceKC Business Description

Address Omar Bin Al-Khattab Street, Kuwait Business Tower (KBT) - 10th Floor, P.O. Box 2290, Sharq, Murgab - Block 3, Kuwait, KWT, 13021
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
30GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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