UniCap Investment And FinanceKC (KUW:UNICAP) LT-Debt-to-Total-Asset: 0.41 (As of Feb. 2026)

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KUW:UNICAP UniCap Investment And Finance SAKC KUW:UNICAP
29 GF Score
Price KWD0.30
GF Value KWD0.27
Valuation Fairly Valued
! 5 Warning Signs
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What is UniCap Investment And FinanceKC LT-Debt-to-Total-Asset?

UniCap Investment And FinanceKC KUW:UNICAP -1.01% 29 LT-Debt-to-Total-Asset is 0.41 as of Feb. 2026. GuruFocus rates KUW:UNICAP with a GF Score™ of 29/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. UniCap Investment And FinanceKC's long-term debt to total assests ratio for the quarter that ended in Feb. 2026 was 0.41.

UniCap Investment And FinanceKC's long-term debt to total assets ratio declined from Feb. 2025 (0.43) to Feb. 2026 (0.41). It may suggest that UniCap Investment And FinanceKC is progressively becoming less dependent on debt to grow their business.

UniCap Investment And FinanceKC  (KUW:UNICAP) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

UniCap Investment And FinanceKC LT-Debt-to-Total-Asset Related Terms

UniCap Investment And FinanceKC LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for UniCap Investment And FinanceKC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCap Investment And FinanceKC LT-Debt-to-Total-Asset Chart

UniCap Investment And FinanceKC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Aug23 Aug24 Aug25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.50 0.44 0.45 0.42

UniCap Investment And FinanceKC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.42 0.42 0.43 0.41
KUW:UNICAP
29GF Score
UniCap Investment And Finance SAKC KUW:UNICAP
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCap Investment And FinanceKC LT-Debt-to-Total-Asset Calculation

UniCap Investment And FinanceKC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Aug. 2025 is calculated as

LT Debt to Total Assets (A: Aug. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Aug. 2025 )/Total Assets (A: Aug. 2025 )
=24.941/60.066
=0.42

UniCap Investment And FinanceKC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Feb. 2026 is calculated as

LT Debt to Total Assets (Q: Feb. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Feb. 2026 )/Total Assets (Q: Feb. 2026 )
=24.843/60.631
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.41 mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a LT-Debt-to-Total-Asset of 0.41 as of Feb. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on UniCap Investment And FinanceKC and its competitors.
Is UniCap Investment And FinanceKC's LT-Debt-to-Total-Asset too high?
UniCap Investment And FinanceKC's current LT-Debt-to-Total-Asset is 0.41. Overall, UniCap Investment And FinanceKC has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's LT-Debt-to-Total-Asset compare to VOYA and FRHC?
UniCap Investment And FinanceKC's LT-Debt-to-Total-Asset of 0.41 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Diversified Financial Services company?
A good LT-Debt-to-Total-Asset depends on the Diversified Financial Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on UniCap Investment And FinanceKC and its competitors. UniCap Investment And FinanceKC's current LT-Debt-to-Total-Asset is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.30 — trading 9.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.41. UniCap Investment And FinanceKC's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current LT-Debt-to-Total-Asset is 0.41 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued. The current stock price of KWD0.30 is trading 9.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.

Key valuation signals for KUW:UNICAP:

  • LT-Debt-to-Total-Asset: 0.41
  • GF Value™: KWD0.27 vs. price of KWD0.30 (9.3% above fair value)
  • GF Score™: 29/100 with 5 warning signs

No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UniCap Investment And FinanceKC Business Description

Address Omar Bin Al-Khattab Street, Kuwait Business Tower (KBT) - 10th Floor, P.O. Box 2290, Sharq, Murgab - Block 3, Kuwait, KWT, 13021
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
29GF Score

Get the complete analysis for KUW:UNICAP

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.30
Price
KWD0.27
GF Value