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UniCap Investment And FinanceKCKUW:UNICAP +0.35%26 Return-on-Tangible-Equity is 27.44% as of Feb. 2026, which is 1424% above its 10-year median of 1.80. GuruFocus rates KUW:UNICAP with a GF Score™ of 26/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 5 warning signs investors should review. Among 478 Diversified Financial Services companies, UniCap Investment And FinanceKC ranks better than 86.4% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. UniCap Investment And FinanceKC's annualized net income for the quarter that ended in Feb. 2026 was KWD5.09 Mil. UniCap Investment And FinanceKC's average shareholder tangible equity for the quarter that ended in Feb. 2026 was KWD18.54 Mil. Therefore, UniCap Investment And FinanceKC's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was 27.44%.
The historical rank and industry rank for UniCap Investment And FinanceKC's Return-on-Tangible-Equity or its related term are showing as below:
KUW:UNICAP'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -32.43 Med: 1.8 Max: 8.75
Current: 6.37
During the past 13 years, UniCap Investment And FinanceKC's highest Return-on-Tangible-Equity was 8.75%. The lowest was -32.43%. And the median was 1.80%.
KUW:UNICAP's Return-on-Tangible-Equity is ranked better than 86.4% of 478
companies
in the Diversified Financial Services industry
Industry Median: 1.645
vs KUW:UNICAP: 6.37
UniCap Investment And FinanceKC (KUW:UNICAP) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
UniCap Investment And FinanceKC Return-on-Tangible-Equity Related Terms
UniCap Investment And FinanceKC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCap Investment And FinanceKC Return-on-Tangible-Equity Chart
KUW:UNICAP vs VOYA, FRHC: Return-on-Tangible-Equity Comparison
For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCap Investment And FinanceKC Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where UniCap Investment And FinanceKC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Feb. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 27.44% mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a Return-on-Tangible-Equity of 27.44% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UniCap Investment And FinanceKC and its competitors. This is 1424% above median its historical median of 1.80. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #65 out of 478 companies in the Diversified Financial Services industry, placing it in the top 13.6%.
Is UniCap Investment And FinanceKC's Return-on-Tangible-Equity too high?
UniCap Investment And FinanceKC's current Return-on-Tangible-Equity of 27.44% is 1424% above median its 10-year median of 1.80. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.65. UniCap Investment And FinanceKC's value of 27.44% is 1568.1% above this industry median. Based on the distribution chart, UniCap Investment And FinanceKC ranks #65 out of 478 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, UniCap Investment And FinanceKC has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's Return-on-Tangible-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #65 out of 478 companies for Return-on-Tangible-Equity. This places UniCap Investment And FinanceKC in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.65. UniCap Investment And FinanceKC's value of 27.44% is 1568.1% above this benchmark. While the company's 10-year median is 1.80 vs. the industry median of 1.65, UniCap Investment And FinanceKC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.65, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCap Investment And FinanceKC's current Return-on-Tangible-Equity of 27.44% is 1568.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UniCap Investment And FinanceKC and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current Return-on-Tangible-Equity is 27.44%, which is 1424% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.29 — trading 5.9% above its estimated fair value. The current Return-on-Tangible-Equity is 27.44%, which is 1424% above median its 10-year median of 1.80 and 1568.1% above the Diversified Financial Services industry median of 1.65. UniCap Investment And FinanceKC's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current Return-on-Tangible-Equity is 27.44% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued.
The current stock price of KWD0.29 is trading 5.9% above its estimated GF Value™ of KWD0.27.
GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.
Key valuation signals for KUW:UNICAP:
Return-on-Tangible-Equity: 27.44% (1424% above median its 10-year median of 1.80)
GF Value™: KWD0.27 vs. price of KWD0.29 (5.9% above fair value)
Industry Position: 1568.1% above the Diversified Financial Services median (#65 of 478)
No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCap Investment And FinanceKC Business Description
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
26GF Score
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