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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. UniCap Investment And FinanceKC's annualizedNet Income for the quarter that ended in Feb. 2026 was KWD5.09 Mil.
UniCap Investment And FinanceKC's average Total Assets over the quarter that ended in Feb. 2026 was KWD59.52 Mil. Therefore, UniCap Investment And FinanceKC's annualized ROA % for the quarter that ended in Feb. 2026 was 8.55%.
KUW:UNICAP'
s ROA % Range Over the Past 10 Years
Min: -9.58 Med: 0.51 Max: 5.01
Current: 1.91
During the past 13 years, UniCap Investment And FinanceKC's highest ROA % was 5.01%. The lowest was -9.58%. And the median was 0.51%.
KUW:UNICAP's ROA % is ranked better than 69.71% of 558
companies
in the Diversified Financial Services industry
Industry Median: 0.76
vs KUW:UNICAP: 1.91
UniCap Investment And FinanceKC (KUW:UNICAP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Feb. 2026) net income data. The Revenue data used here is four times the quarterly (Feb. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
UniCap Investment And FinanceKC ROA % Related Terms
UniCap Investment And FinanceKC ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCap Investment And FinanceKC ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's ROA % distribution charts can be found below:
* The bar in red indicates where UniCap Investment And FinanceKC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Feb. 2026) net income data.
ROA % is displayed in the 30-year financial page.
UniCap Investment And FinanceKC (KUW:UNICAP) has a ROA % of 8.55% as of Feb. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on UniCap Investment And FinanceKC and its competitors. This is 1576% above median its historical median of 0.51. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #169 out of 558 companies in the Diversified Financial Services industry, placing it in the top 30.3%.
Is UniCap Investment And FinanceKC's ROA % too high?
UniCap Investment And FinanceKC's current ROA % of 8.55% is 1576% above median its 10-year median of 0.51. The Diversified Financial Services industry median ROA % is 0.76. UniCap Investment And FinanceKC's value of 8.55% is 1025% above this industry median. Based on the distribution chart, UniCap Investment And FinanceKC ranks #169 out of 558 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, UniCap Investment And FinanceKC has a GF Score™ of 30/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's ROA % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #169 out of 558 companies for ROA %. This puts UniCap Investment And FinanceKC in the upper half of its industry. The industry median ROA % is 0.76. UniCap Investment And FinanceKC's value of 8.55% is 1025% above this benchmark. While the company's 10-year median is 0.51 vs. the industry median of 0.76, UniCap Investment And FinanceKC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.76, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCap Investment And FinanceKC's current ROA % of 8.55% is 1025% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on UniCap Investment And FinanceKC and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current ROA % is 8.55%, which is 1576% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.30 — trading 9.3% above its estimated fair value. The current ROA % is 8.55%, which is 1576% above median its 10-year median of 0.51 and 1025% above the Diversified Financial Services industry median of 0.76. UniCap Investment And FinanceKC's overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current ROA % is 8.55% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued.
The current stock price of KWD0.30 is trading 9.3% above its estimated GF Value™ of KWD0.27.
GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.
Key valuation signals for KUW:UNICAP:
ROA %: 8.55% (1576% above median its 10-year median of 0.51)
GF Value™: KWD0.27 vs. price of KWD0.30 (9.3% above fair value)
Industry Position: 1025% above the Diversified Financial Services median (#169 of 558)
No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCap Investment And FinanceKC Business Description
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
30GF Score
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