UniCap Investment And FinanceKC (KUW:UNICAP) ROC (Joel Greenblatt) %: 16.74% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:UNICAP UniCap Investment And Finance SAKC KUW:UNICAP
29 GF Score
Price KWD0.29
GF Value KWD0.27
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is UniCap Investment And FinanceKC ROC (Joel Greenblatt) %?

UniCap Investment And FinanceKC KUW:UNICAP +1.06% 29 ROC (Joel Greenblatt) % is 16.74% as of Feb. 2026. GuruFocus rates KUW:UNICAP with a GF Score™ of 29/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 5 warning signs investors should review. Among 304 Diversified Financial Services companies, UniCap Investment And FinanceKC ranks better than 67.11% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. UniCap Investment And FinanceKC's annualized ROC (Joel Greenblatt) % for the quarter that ended in Feb. 2026 was 16.74%.

The historical rank and industry rank for UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % or its related term are showing as below:

KUW:UNICAP' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -11.55   Med: -1.21   Max: 17.32
Current: 1.78

During the past 13 years, UniCap Investment And FinanceKC's highest ROC (Joel Greenblatt) % was 17.32%. The lowest was -11.55%. And the median was -1.21%.

KUW:UNICAP's ROC (Joel Greenblatt) % is ranked better than
67.11% of 304 companies
in the Diversified Financial Services industry
Industry Median: -240.805 vs KUW:UNICAP: 1.78

UniCap Investment And FinanceKC's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


UniCap Investment And FinanceKC  (KUW:UNICAP) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


UniCap Investment And FinanceKC ROC (Joel Greenblatt) % Related Terms


UniCap Investment And FinanceKC ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCap Investment And FinanceKC ROC (Joel Greenblatt) % Chart

UniCap Investment And FinanceKC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Aug23 Aug24 Aug25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.28 -11.55 -0.56 -1.85 2.15

UniCap Investment And FinanceKC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.65 5.11 -5.97 -8.17 16.74

KUW:UNICAP vs FRHC, VOYA: ROC (Joel Greenblatt) % Comparison

For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCap Investment And FinanceKC ROC (Joel Greenblatt) % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % falls into.


KUW:UNICAP
29GF Score
UniCap Investment And Finance SAKC KUW:UNICAP
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UniCap Investment And FinanceKC ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Nov. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.37 + 20.061 + -7.105427357601E-15) - (0.637 + 0 + 0.0010000000000001)
=19.793

Working Capital(Q: Feb. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2.134 + 15.98 + 0) - (0.873 + 0 + -2.2204460492503E-16)
=17.241

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of UniCap Investment And FinanceKC for the quarter that ended in Feb. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Feb. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Nov. 2025  Q: Feb. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=6.916/( ( (22.936 + max(19.793, 0)) + (22.666 + max(17.241, 0)) )/ 2 )
=6.916/( ( 42.729 + 39.907 )/ 2 )
=6.916/41.318
=16.74 %

Note: The EBIT data used here is four times the quarterly (Feb. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 16.74% mean?
UniCap Investment And FinanceKC (KUW:UNICAP) has a ROC (Joel Greenblatt) % of 16.74% as of Feb. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on UniCap Investment And FinanceKC and its competitors. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #100 out of 304 companies in the Diversified Financial Services industry, placing it in the top 32.9%.
Is UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % too high?
UniCap Investment And FinanceKC's current ROC (Joel Greenblatt) % is 16.74%. Based on the distribution chart, UniCap Investment And FinanceKC ranks #100 out of 304 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, UniCap Investment And FinanceKC has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's ROC (Joel Greenblatt) % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #100 out of 304 companies for ROC (Joel Greenblatt) %. This puts UniCap Investment And FinanceKC in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Diversified Financial Services company?
A good ROC (Joel Greenblatt) % depends on the Diversified Financial Services industry context. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on UniCap Investment And FinanceKC and its competitors. UniCap Investment And FinanceKC's current ROC (Joel Greenblatt) % is 16.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.29 — trading 6.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is 16.74%. UniCap Investment And FinanceKC's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current ROC (Joel Greenblatt) % is 16.74% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued. The current stock price of KWD0.29 is trading 6.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.

Key valuation signals for KUW:UNICAP:

  • ROC (Joel Greenblatt) %: 16.74%
  • GF Value™: KWD0.27 vs. price of KWD0.29 (6.3% above fair value)
  • GF Score™: 29/100 with 5 warning signs

No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCap Investment And FinanceKC Business Description

Address Omar Bin Al-Khattab Street, Kuwait Business Tower (KBT) - 10th Floor, P.O. Box 2290, Sharq, Murgab - Block 3, Kuwait, KWT, 13021
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
29GF Score

Get the complete analysis for KUW:UNICAP

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.29
Price
KWD0.27
GF Value