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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
UniCap Investment And FinanceKC's 3-Year RORE % for the quarter that ended in Feb. 2026 was -70.00%.
KUW:UNICAP's 3-Year RORE % is ranked worse than 87.14% of 210
companies
in the Diversified Financial Services industry
Industry Median: 5.19
vs KUW:UNICAP: -70.00
UniCap Investment And FinanceKC (KUW:UNICAP) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
UniCap Investment And FinanceKC 3-Year RORE % Related Terms
UniCap Investment And FinanceKC 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCap Investment And FinanceKC 3-Year RORE % Chart
KUW:UNICAP vs FRHC, VOYA: 3-Year RORE % Comparison
For the Financial Conglomerates subindustry, UniCap Investment And FinanceKC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCap Investment And FinanceKC 3-Year RORE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, UniCap Investment And FinanceKC's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where UniCap Investment And FinanceKC's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Feb. 2026 and 3-year before.
UniCap Investment And FinanceKC (KUW:UNICAP) has a 3-Year RORE % of -70.00 as of Feb. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on UniCap Investment And FinanceKC and its competitors. According to the industry distribution chart, UniCap Investment And FinanceKC ranks #183 out of 210 companies in the Diversified Financial Services industry, placing it in the top 87.1%.
Is UniCap Investment And FinanceKC's 3-Year RORE % too high?
UniCap Investment And FinanceKC's current 3-Year RORE % is -70.00. Based on the distribution chart, UniCap Investment And FinanceKC ranks #183 out of 210 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, UniCap Investment And FinanceKC has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UniCap Investment And FinanceKC's 3-Year RORE % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, UniCap Investment And FinanceKC ranks #183 out of 210 companies for 3-Year RORE %. This places UniCap Investment And FinanceKC in the lower half of its industry. The industry median 3-Year RORE % is 5.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Diversified Financial Services company?
The median 3-Year RORE % among Diversified Financial Services companies is 5.19, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on UniCap Investment And FinanceKC and its competitors. For the Diversified Financial Services industry, the median 3-Year RORE % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCap Investment And FinanceKC's current 3-Year RORE % is -70.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCap Investment And FinanceKC stock overvalued right now?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC (KUW:UNICAP) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.29 — trading 7.4% above its estimated fair value. The current 3-Year RORE % is -70.00. UniCap Investment And FinanceKC's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For UniCap Investment And FinanceKC (KUW:UNICAP), the current 3-Year RORE % is -70.00 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCap Investment And FinanceKC (KUW:UNICAP) Overvalued in 2026?
Based on GuruFocus' analysis, UniCap Investment And FinanceKC stock appears to be overvalued.
The current stock price of KWD0.29 is trading 7.4% above its estimated GF Value™ of KWD0.27.
GuruFocus considers UniCap Investment And FinanceKC to be Fairly Valued.
Key valuation signals for KUW:UNICAP:
3-Year RORE %: -70.00
GF Value™: KWD0.27 vs. price of KWD0.29 (7.4% above fair value)
No single metric tells the full story. See the KUW:UNICAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCap Investment And Finance SAKC is an investment holding company. The company's operating segments include Financing; Investment; Real estate and Education. It derives maximum revenue from the Education segment. The Education segment includes operating and managing schools. Its Financing segment provides a range of commercial and personal loans to customers. The Real estate segment includes trading, development, and management of properties owned by the group. Its Investment segment includes managing direct investments and investments in subsidiaries and associates.
26GF Score
Get the complete analysis for KUW:UNICAP
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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