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Mobivity HoldingsMFON Debt-to-EBITDA is -2.29 as of Sep. 2025. The stock has 7 warning signs investors should review. Among 1,716 Software companies, Mobivity Holdings ranks worse than 58275% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Mobivity Holdings's Debt-to-EBITDA or its related term are showing as below:
MFON'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2 Med: -0.67 Max: -0.16
Current: -1.83
During the past 13 years, the highest Debt-to-EBITDA Ratio of Mobivity Holdings was -0.16. The lowest was -2.00. And the median was -0.67.
MFON's Debt-to-EBITDA is ranked worse than 100% of 1716
companies
in the Software industry
Industry Median: 1.085
vs MFON: -1.83
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Mobivity Holdings Debt-to-EBITDA Related Terms
Mobivity Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Mobivity Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFON vs KWIK, HTCR, FTFT: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Mobivity Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mobivity Holdings Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Mobivity Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Mobivity Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
Mobivity Holdings (MFON) has a Debt-to-EBITDA of -2.29 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mobivity Holdings. According to the industry distribution chart, Mobivity Holdings ranks #999999 out of 1716 companies in the Software industry.
Is Mobivity Holdings' Debt-to-EBITDA too high?
Mobivity Holdings' current Debt-to-EBITDA is -2.29. Based on the distribution chart, Mobivity Holdings ranks #999999 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Mobivity Holdings' Debt-to-EBITDA compare to KWIK and HTCR?
According to the Software industry distribution chart, Mobivity Holdings ranks #999999 out of 1716 companies for Debt-to-EBITDA. This places Mobivity Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mobivity Holdings. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mobivity Holdings's current Debt-to-EBITDA is -2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mobivity Holdings stock overvalued right now?
Based on GuruFocus' analysis, Mobivity Holdings (MFON) is currently considered Possible Value Trap. The stock's GF Value™ is $0.29, compared to a current price of $0.04 — trading 87.9% below its estimated fair value. The current Debt-to-EBITDA is -2.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Mobivity Holdings (MFON), the current Debt-to-EBITDA is -2.29 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mobivity Holdings Corp develops and operates proprietary platforms over which enterprises conduct data-driven mobile marketing campaigns. Its proprietary platforms, consisting of software available to phones, tablets, PCs, and Point of Sale systems, allow resellers, brands and enterprises to market their products and services to consumers through text messages sent directly to consumers via mobile phones, mobile smartphone applications, and dynamically printed receipt content. The company generates revenue by charging the resellers, brands and enterprises a per-message transactional fee, through fixed or variable software licensing fees.
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