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Integrated Personnel ServicesNSE:IPSL 76 Debt-to-EBITDA is 2.45 as of Mar. 2026, which is 14% below its 10-year median of 2.86. GuruFocus rates NSE:IPSL with a GF Score™ of 76/100 and a GF Value™ of ₹315.02 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 831 Business Services companies, Integrated Personnel Services ranks worse than 68.47% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Integrated Personnel Services's Debt-to-EBITDA or its related term are showing as below:
NSE:IPSL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.72 Med: 2.86 Max: 4.65
Current: 2.86
During the past 7 years, the highest Debt-to-EBITDA Ratio of Integrated Personnel Services was 4.65. The lowest was 2.72. And the median was 2.86.
NSE:IPSL's Debt-to-EBITDA is ranked worse than 68.47% of 831
companies
in the Business Services industry
Industry Median: 1.63
vs NSE:IPSL: 2.86
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Integrated Personnel Services Debt-to-EBITDA Related Terms
Integrated Personnel Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:IPSL vs KFY, RHI, TNET: Debt-to-EBITDA Comparison
For the Staffing & Employment Services subindustry, Integrated Personnel Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Integrated Personnel Services Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Integrated Personnel Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Integrated Personnel Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Integrated Personnel Services (NSE:IPSL) has a Debt-to-EBITDA of 2.45 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Integrated Personnel Services. This is 14% below median its historical median of 2.86. Over the past decade, Integrated Personnel Services' Debt-to-EBITDA has ranged from 2.72 to 4.65. According to the industry distribution chart, Integrated Personnel Services ranks #569 out of 831 companies in the Business Services industry, placing it in the top 68.5%.
Is Integrated Personnel Services' Debt-to-EBITDA too high?
Integrated Personnel Services' current Debt-to-EBITDA of 2.45 is 14% below median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 2.72 to a high of 4.65. The Business Services industry median Debt-to-EBITDA is 1.63. Integrated Personnel Services' value of 2.45 is 50.3% above this industry median. Based on the distribution chart, Integrated Personnel Services ranks #569 out of 831 companies in the Business Services industry, which is below the industry midpoint. Overall, Integrated Personnel Services has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Integrated Personnel Services' Debt-to-EBITDA compare to KFY and RHI?
According to the Business Services industry distribution chart, Integrated Personnel Services ranks #569 out of 831 companies for Debt-to-EBITDA. This places Integrated Personnel Services in the lower half of its industry. The industry median Debt-to-EBITDA is 1.63. Integrated Personnel Services' value of 2.45 is 50.3% above this benchmark. Historically, Integrated Personnel Services' own Debt-to-EBITDA has ranged from 2.72 to 4.65 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 1.63, Integrated Personnel Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.63, based on 831 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Integrated Personnel Services's current Debt-to-EBITDA of 2.45 is 50.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Integrated Personnel Services. For the Business Services industry, the median Debt-to-EBITDA is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated Personnel Services's current Debt-to-EBITDA is 2.45, which is 14% below median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated Personnel Services stock overvalued right now?
Based on GuruFocus' analysis, Integrated Personnel Services (NSE:IPSL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹315.02, compared to a current price of ₹221.00 — trading 29.8% below its estimated fair value. The current Debt-to-EBITDA is 2.45, which is 14% below median its 10-year median of 2.86 and 50.3% above the Business Services industry median of 1.63. Integrated Personnel Services' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Integrated Personnel Services (NSE:IPSL), the current Debt-to-EBITDA is 2.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Integrated Personnel Services (NSE:IPSL) Overvalued in 2026?
Based on GuruFocus' analysis, Integrated Personnel Services stock appears to be undervalued.
The current stock price of ₹221.00 is trading 29.8% below its estimated GF Value™ of ₹315.02.
GuruFocus considers Integrated Personnel Services to be Significantly Undervalued.
Key valuation signals for NSE:IPSL:
Debt-to-EBITDA: 2.45 (14% below median its 10-year median of 2.86)
GF Value™: ₹315.02 vs. price of ₹221.00 (29.8% below fair value)
Industry Position: 50.3% above the Business Services median (#569 of 831)
No single metric tells the full story. See the NSE:IPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Integrated Personnel Services Ltd is an end to end human resource management company providing customized solutions to various corporates in India. The companies services includes temporary staffing solutions (flexi-staffing), permanent recruitment (executive search) services, specialized staff recruitment, outsourced recruitment processes and payroll management.
76GF Score
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