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Jordan Islamic BankAMM:JOIB +0.62%20 Debt-to-Equity is 0.02 as of Mar. 2026, which is at its 10-year median of 0.02. GuruFocus rates AMM:JOIB with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 1,421 Banks companies, Jordan Islamic Bank ranks better than 97.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Jordan Islamic Bank's Debt-to-Equity or its related term are showing as below:
AMM:JOIB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.02 Max: 0.04
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Jordan Islamic Bank was 0.04. The lowest was 0.01. And the median was 0.02.
AMM:JOIB's Debt-to-Equity is ranked better than 97.75% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs AMM:JOIB: 0.02
Jordan Islamic Bank (AMM:JOIB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Jordan Islamic Bank Debt-to-Equity Related Terms
Jordan Islamic Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Jordan Islamic Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Jordan Islamic Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Islamic Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Islamic Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Jordan Islamic Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank (AMM:JOIB) has a Debt-to-Equity of 0.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jordan Islamic Bank and its competitors. This is near median its historical median of 0.02. Over the past decade, Jordan Islamic Bank's Debt-to-Equity has ranged from 0.01 to 0.04. According to the industry distribution chart, Jordan Islamic Bank ranks #32 out of 1421 companies in the Banks industry, placing it in the top 2.3%.
Is Jordan Islamic Bank's Debt-to-Equity too high?
Jordan Islamic Bank's current Debt-to-Equity of 0.02 is near median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.04. The Banks industry median Debt-to-Equity is 0.56. Jordan Islamic Bank's value of 0.02 is 96.4% below this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #32 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jordan Islamic Bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #32 out of 1421 companies for Debt-to-Equity. This places Jordan Islamic Bank in the top 2% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.56. Jordan Islamic Bank's value of 0.02 is 96.4% below this benchmark. Historically, Jordan Islamic Bank's own Debt-to-Equity has ranged from 0.01 to 0.04 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.56, Jordan Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current Debt-to-Equity of 0.02 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current Debt-to-Equity is 0.02, which is near median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Debt-to-Equity of 0.02. The current Debt-to-Equity is 0.02, which is near median its 10-year median of 0.02 and 96.4% below the Banks industry median of 0.56. Jordan Islamic Bank's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Debt-to-Equity is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
20GF Score
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