Jordan Islamic Bank (AMM:JOIB) 3-Year RORE % : 18.15% (As of Mar. 2026)


AMM:JOIB Jordan Islamic Bank AMM:JOIB
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What is Jordan Islamic Bank 3-Year RORE %?

Jordan Islamic Bank AMM:JOIB -0.42% 20 3-Year RORE % is 18.15 as of Mar. 2026. GuruFocus rates AMM:JOIB with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 1,472 Banks companies, Jordan Islamic Bank ranks better than 67.32% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Jordan Islamic Bank's 3-Year RORE % for the quarter that ended in Mar. 2026 was 18.15%.

The industry rank for Jordan Islamic Bank's 3-Year RORE % or its related term are showing as below:

AMM:JOIB's 3-Year RORE % is ranked better than
67.32% of 1472 companies
in the Banks industry
Industry Median: 9.93 vs AMM:JOIB: 18.15

Jordan Islamic Bank  (AMM:JOIB) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Jordan Islamic Bank 3-Year RORE % Related Terms


Jordan Islamic Bank 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Jordan Islamic Bank's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Islamic Bank 3-Year RORE % Chart

Jordan Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.96 9.73 4.08 -16.89 16.55

Jordan Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.94 18.33 22.36 16.55 18.15

Jordan Islamic Bank 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Jordan Islamic Bank's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Islamic Bank 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Islamic Bank's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Jordan Islamic Bank's 3-Year RORE % falls into.


AMM:JOIB
20GF Score
Jordan Islamic Bank AMM:JOIB
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Islamic Bank 3-Year RORE % Calculation

Jordan Islamic Bank's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.365-0.312 )/( 1.012-0.72 )
=0.053/0.292
=18.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 18.15 mean?
Jordan Islamic Bank (AMM:JOIB) has a 3-Year RORE % of 18.15 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Jordan Islamic Bank and its competitors. According to the industry distribution chart, Jordan Islamic Bank ranks #481 out of 1472 companies in the Banks industry, placing it in the top 32.7%.
Is Jordan Islamic Bank's 3-Year RORE % too high?
Jordan Islamic Bank's current 3-Year RORE % is 18.15. The Banks industry median 3-Year RORE % is 9.93. Jordan Islamic Bank's value of 18.15 is 82.8% above this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #481 out of 1472 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Islamic Bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #481 out of 1472 companies for 3-Year RORE %. This puts Jordan Islamic Bank in the upper half of its industry. The industry median 3-Year RORE % is 9.93. Jordan Islamic Bank's value of 18.15 is 82.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.93, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current 3-Year RORE % of 18.15 is 82.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median 3-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current 3-Year RORE % is 18.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current 3-Year RORE % of 18.15. The current 3-Year RORE % is 18.15 and 82.8% above the Banks industry median of 9.93. Jordan Islamic Bank's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current 3-Year RORE % is 18.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jordan Islamic Bank Business Description

Address Shmeisani Thaqafa Street - 11 August Street, P.O. Box 926225, Amman, JOR, 11190
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
20GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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