Jordan Islamic BankAMM:JOIB +0.42%20 Return-on-Tangible-Equity is 12.33% as of Mar. 2026, which is 0% above its 10-year median of 12.28. GuruFocus rates AMM:JOIB with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 1,523 Banks companies, Jordan Islamic Bank ranks better than 59.42% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jordan Islamic Bank's annualized net income for the quarter that ended in Mar. 2026 was JOD71.9 Mil. Jordan Islamic Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD583.4 Mil. Therefore, Jordan Islamic Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.33%.
The historical rank and industry rank for Jordan Islamic Bank's Return-on-Tangible-Equity or its related term are showing as below:
AMM:JOIB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.71 Med: 12.28 Max: 15.16
Current: 12.78
During the past 13 years, Jordan Islamic Bank's highest Return-on-Tangible-Equity was 15.16%. The lowest was 11.71%. And the median was 12.28%.
AMM:JOIB's Return-on-Tangible-Equity is ranked better than 59.42% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs AMM:JOIB: 12.78
Jordan Islamic Bank (AMM:JOIB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Jordan Islamic Bank Return-on-Tangible-Equity Related Terms
Jordan Islamic Bank Return-on-Tangible-Equity Historical Data
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The historical data trend for Jordan Islamic Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank Return-on-Tangible-Equity Chart
Jordan Islamic Bank Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Jordan Islamic Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Islamic Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Islamic Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Jordan Islamic Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.33% mean?
Jordan Islamic Bank (AMM:JOIB) has a Return-on-Tangible-Equity of 12.33% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jordan Islamic Bank and its competitors. This is near median its historical median of 12.28. Over the past decade, Jordan Islamic Bank's Return-on-Tangible-Equity has ranged from 11.71 to 15.16. According to the industry distribution chart, Jordan Islamic Bank ranks #618 out of 1523 companies in the Banks industry, placing it in the top 40.6%.
Is Jordan Islamic Bank's Return-on-Tangible-Equity too high?
Jordan Islamic Bank's current Return-on-Tangible-Equity of 12.33% is near median its 10-year median of 12.28. Over the past 10 years, this metric has ranged from a low of 11.71 to a high of 15.16. The Banks industry median Return-on-Tangible-Equity is 11.20. Jordan Islamic Bank's value of 12.33% is 10.1% above this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #618 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Islamic Bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #618 out of 1523 companies for Return-on-Tangible-Equity. This puts Jordan Islamic Bank in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Jordan Islamic Bank's value of 12.33% is 10.1% above this benchmark. Historically, Jordan Islamic Bank's own Return-on-Tangible-Equity has ranged from 11.71 to 15.16 over the past decade. While the company's 10-year median is 12.28 vs. the industry median of 11.20, Jordan Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current Return-on-Tangible-Equity of 12.33% is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current Return-on-Tangible-Equity is 12.33%, which is near median its own 10-year median of 12.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Return-on-Tangible-Equity of 12.33%. The current Return-on-Tangible-Equity is 12.33%, which is near median its 10-year median of 12.28 and 10.1% above the Banks industry median of 11.20. Jordan Islamic Bank's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Return-on-Tangible-Equity is 12.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
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