Jordan Islamic Bank (AMM:JOIB) Cyclically Adjusted PB Ratio: 2.00 (As of Aug. 26, 2026) — 89% Below Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:JOIB Jordan Islamic Bank AMM:JOIB
18 GF Score
Price JOD5.02
! 3 Warning Signs
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What is Jordan Islamic Bank Cyclically Adjusted PB Ratio?

Jordan Islamic Bank AMM:JOIB -0.59% 18 Cyclically Adjusted PB Ratio is 2.00 as of Aug. 26, 2026, which is 89% below its 10-year median of 18.18. GuruFocus rates AMM:JOIB with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 1,277 Banks companies, Jordan Islamic Bank ranks worse than 80.27% on this metric.

As of today (2026-08-26), Jordan Islamic Bank's current share price is JOD5.02. Jordan Islamic Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was JOD2.51. Jordan Islamic Bank's Cyclically Adjusted PB Ratio for today is 2.00.

The historical rank and industry rank for Jordan Islamic Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:JOIB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.9   Med: 18.18   Max: 19.95
Current: 2.01

During the past years, Jordan Islamic Bank's highest Cyclically Adjusted PB Ratio was 19.95. The lowest was 1.90. And the median was 18.18.

AMM:JOIB's Cyclically Adjusted PB Ratio is ranked worse than
80.27% of 1277 companies
in the Banks industry
Industry Median: 1.28 vs AMM:JOIB: 2.01

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jordan Islamic Bank's adjusted book value per share data for the three months ended in Jun. 2026 was JOD25.429. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD2.51 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jordan Islamic Bank  (AMM:JOIB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jordan Islamic Bank Cyclically Adjusted PB Ratio Related Terms


Jordan Islamic Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Jordan Islamic Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Islamic Bank Cyclically Adjusted PB Ratio Chart

Jordan Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 13.61 8.27 4.15 3.14

Jordan Islamic Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.03 4.03 3.14 3.15 1.89

Jordan Islamic Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Jordan Islamic Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Islamic Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Islamic Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jordan Islamic Bank's Cyclically Adjusted PB Ratio falls into.


AMM:JOIB
18GF Score
Jordan Islamic Bank AMM:JOIB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Islamic Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jordan Islamic Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5.02/2.51
=2.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Islamic Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Jordan Islamic Bank's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=25.429/333.9520*333.9520
=25.429

Current CPI (Jun. 2026) = 333.9520.

Jordan Islamic Bank Quarterly Data

Book Value per Share CPI Adj_Book
201609 -10.215 241.428 -14.130
201612 1.714 241.432 2.371
201703 -10.581 243.801 -14.494
201706 1.732 244.955 2.361
201709 1.795 246.819 2.429
201712 1.875 246.524 2.540
201803 1.926 249.554 2.577
201806 1.835 251.989 2.432
201809 1.900 252.439 2.514
201812 1.967 251.233 2.615
201903 2.021 254.202 2.655
201906 1.958 256.143 2.553
201909 2.033 256.759 2.644
201912 2.108 256.974 2.739
202003 2.166 258.115 2.802
202006 2.245 257.797 2.908
202009 2.313 260.280 2.968
202012 2.372 260.474 3.041
202103 2.441 264.877 3.078
202106 2.409 271.696 2.961
202109 2.491 274.310 3.033
202112 2.548 278.802 3.052
202203 2.624 287.504 3.048
202206 2.462 296.311 2.775
202209 2.546 296.808 2.865
202212 2.603 296.797 2.929
202303 2.680 301.836 2.965
202306 2.519 305.109 2.757
202309 2.597 307.789 2.818
202312 2.669 306.746 2.906
202403 2.747 312.332 2.937
202406 2.615 314.175 2.780
202409 2.700 315.301 2.860
202412 2.811 315.605 2.974
202503 2.894 319.799 3.022
202506 2.746 322.561 2.843
202509 2.810 324.800 2.889
202512 2.922 324.054 3.011
202603 3.011 330.213 3.045
202606 25.429 333.952 25.429

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.00 mean?
Jordan Islamic Bank (AMM:JOIB) has a Cyclically Adjusted PB Ratio of 2.00 as of Aug. 26, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jordan Islamic Bank and its competitors. This is 89% below median its historical median of 18.18. Over the past decade, Jordan Islamic Bank's Cyclically Adjusted PB Ratio has ranged from 1.90 to 19.95. According to the industry distribution chart, Jordan Islamic Bank ranks #1025 out of 1277 companies in the Banks industry, placing it in the top 80.3%.
Is Jordan Islamic Bank's Cyclically Adjusted PB Ratio too high?
Jordan Islamic Bank's current Cyclically Adjusted PB Ratio of 2.00 is 89% below median its 10-year median of 18.18. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 19.95. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Jordan Islamic Bank's value of 2.00 is 56.3% above this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #1025 out of 1277 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jordan Islamic Bank has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #1025 out of 1277 companies for Cyclically Adjusted PB Ratio. This places Jordan Islamic Bank in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Jordan Islamic Bank's value of 2.00 is 56.3% above this benchmark. Historically, Jordan Islamic Bank's own Cyclically Adjusted PB Ratio has ranged from 1.90 to 19.95 over the past decade. While the company's 10-year median is 18.18 vs. the industry median of 1.28, Jordan Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,277 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current Cyclically Adjusted PB Ratio of 2.00 is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current Cyclically Adjusted PB Ratio is 2.00, which is 89% below median its own 10-year median of 18.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Cyclically Adjusted PB Ratio of 2.00. The current Cyclically Adjusted PB Ratio is 2.00, which is 89% below median its 10-year median of 18.18 and 56.3% above the Banks industry median of 1.28. Jordan Islamic Bank's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Cyclically Adjusted PB Ratio is 2.00 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jordan Islamic Bank Business Description

Address Shmeisani Thaqafa Street - 11 August Street, P.O. Box 926225, Amman, JOR, 11190
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
18GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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