Jordan Islamic BankAMM:JOIB +0.21%21 ROE % is 12.12% as of Mar. 2026, which is 0% above its 10-year median of 12.06. GuruFocus rates AMM:JOIB with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,524 Banks companies, Jordan Islamic Bank ranks better than 67.59% on this metric.
The historical rank and industry rank for Jordan Islamic Bank's ROE % or its related term are showing as below:
AMM:JOIB'
s ROE % Range Over the Past 10 Years
Min: 11.63 Med: 12.06 Max: 15.09
Current: 12.65
During the past 13 years, Jordan Islamic Bank's highest ROE % was 15.09%. The lowest was 11.63%. And the median was 12.06%.
AMM:JOIB's ROE % is ranked better than 67.59% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs AMM:JOIB: 12.65
Jordan Islamic Bank (AMM:JOIB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Jordan Islamic Bank ROE % Related Terms
Jordan Islamic Bank ROE % Historical Data
* Premium members only.
The historical data trend for Jordan Islamic Bank's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jordan Islamic Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Islamic Bank ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Islamic Bank's ROE % distribution charts can be found below:
* The bar in red indicates where Jordan Islamic Bank's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Jordan Islamic Bank (AMM:JOIB) has a ROE % of 12.12% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jordan Islamic Bank and its competitors. This is near median its historical median of 12.06. Over the past decade, Jordan Islamic Bank's ROE % has ranged from 11.63 to 15.09. According to the industry distribution chart, Jordan Islamic Bank ranks #494 out of 1524 companies in the Banks industry, placing it in the top 32.4%.
Is Jordan Islamic Bank's ROE % too high?
Jordan Islamic Bank's current ROE % of 12.12% is near median its 10-year median of 12.06. Over the past 10 years, this metric has ranged from a low of 11.63 to a high of 15.09. The Banks industry median ROE % is 10.22. Jordan Islamic Bank's value of 12.12% is 18.6% above this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #494 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Islamic Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #494 out of 1524 companies for ROE %. This puts Jordan Islamic Bank in the upper half of its industry. The industry median ROE % is 10.22. Jordan Islamic Bank's value of 12.12% is 18.6% above this benchmark. Historically, Jordan Islamic Bank's own ROE % has ranged from 11.63 to 15.09 over the past decade. While the company's 10-year median is 12.06 vs. the industry median of 10.22, Jordan Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current ROE % of 12.12% is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current ROE % is 12.12%, which is near median its own 10-year median of 12.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current ROE % of 12.12%. The current ROE % is 12.12%, which is near median its 10-year median of 12.06 and 18.6% above the Banks industry median of 10.22. Jordan Islamic Bank's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current ROE % is 12.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
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