Jordan Islamic BankAMM:JOIB +0.42%21 Return-on-Tangible-Asset is 1.04% as of Mar. 2026, which is 10% below its 10-year median of 1.15. GuruFocus rates AMM:JOIB with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Jordan Islamic Bank ranks better than 59.03% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jordan Islamic Bank's annualizedNet Income for the quarter that ended in Mar. 2026 was JOD71.9 Mil. Jordan Islamic Bank's average total tangible assets for the quarter that ended in Mar. 2026 was JOD6,881.9 Mil. Therefore, Jordan Islamic Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.04%.
The historical rank and industry rank for Jordan Islamic Bank's Return-on-Tangible-Asset or its related term are showing as below:
AMM:JOIB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.1 Med: 1.15 Max: 1.37
Current: 1.12
During the past 13 years, Jordan Islamic Bank's highest Return-on-Tangible-Asset was 1.37%. The lowest was 1.10%. And the median was 1.15%.
AMM:JOIB's Return-on-Tangible-Asset is ranked better than 59.03% of 1528
companies
in the Banks industry
Industry Median: 0.99
vs AMM:JOIB: 1.12
Jordan Islamic Bank (AMM:JOIB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jordan Islamic Bank Return-on-Tangible-Asset Related Terms
Jordan Islamic Bank Return-on-Tangible-Asset Historical Data
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The historical data trend for Jordan Islamic Bank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank Return-on-Tangible-Asset Chart
Jordan Islamic Bank Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Jordan Islamic Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Islamic Bank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Islamic Bank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jordan Islamic Bank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.04% mean?
Jordan Islamic Bank (AMM:JOIB) has a Return-on-Tangible-Asset of 1.04% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jordan Islamic Bank and its competitors. This is 10% below median its historical median of 1.15. Over the past decade, Jordan Islamic Bank's Return-on-Tangible-Asset has ranged from 1.10 to 1.37. According to the industry distribution chart, Jordan Islamic Bank ranks #626 out of 1528 companies in the Banks industry, placing it in the top 41%.
Is Jordan Islamic Bank's Return-on-Tangible-Asset too high?
Jordan Islamic Bank's current Return-on-Tangible-Asset of 1.04% is 10% below median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 1.37. The Banks industry median Return-on-Tangible-Asset is 0.99. Jordan Islamic Bank's value of 1.04% is 5.1% above this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #626 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Islamic Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #626 out of 1528 companies for Return-on-Tangible-Asset. This puts Jordan Islamic Bank in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Jordan Islamic Bank's value of 1.04% is 5.1% above this benchmark. Historically, Jordan Islamic Bank's own Return-on-Tangible-Asset has ranged from 1.10 to 1.37 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 0.99, Jordan Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current Return-on-Tangible-Asset of 1.04% is 5.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current Return-on-Tangible-Asset is 1.04%, which is 10% below median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Return-on-Tangible-Asset of 1.04%. The current Return-on-Tangible-Asset is 1.04%, which is 10% below median its 10-year median of 1.15 and 5.1% above the Banks industry median of 0.99. Jordan Islamic Bank's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Return-on-Tangible-Asset is 1.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
21GF Score
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