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Jordan Islamic BankAMM:JOIB +2.43%18 Equity-to-Asset is 0.09 as of Mar. 2026, which is at its 10-year median of 0.09. GuruFocus rates AMM:JOIB with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Jordan Islamic Bank ranks worse than 55.28% on this metric.
Jordan Islamic Bank (AMM:JOIB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Jordan Islamic Bank Equity-to-Asset Related Terms
Jordan Islamic Bank Equity-to-Asset Historical Data
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The historical data trend for Jordan Islamic Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Jordan Islamic Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Islamic Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Islamic Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Jordan Islamic Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Jordan Islamic Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Islamic Bank (AMM:JOIB) has a Equity-to-Asset of 0.09 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jordan Islamic Bank and its competitors. This is near median its historical median of 0.09. According to the industry distribution chart, Jordan Islamic Bank ranks #843 out of 1525 companies in the Banks industry, placing it in the top 55.3%.
Is Jordan Islamic Bank's Equity-to-Asset too high?
Jordan Islamic Bank's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. The Banks industry median Equity-to-Asset is 0.10. Jordan Islamic Bank's value of 0.09 is 10% below this industry median. Based on the distribution chart, Jordan Islamic Bank ranks #843 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Jordan Islamic Bank has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Jordan Islamic Bank ranks #843 out of 1525 companies for Equity-to-Asset. This places Jordan Islamic Bank in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Jordan Islamic Bank's value of 0.09 is 10% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Jordan Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Islamic Bank's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jordan Islamic Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Islamic Bank's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Equity-to-Asset of 0.09. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. Jordan Islamic Bank's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Equity-to-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
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