Jordan Islamic Bank (AMM:JOIB) Scaled Net Operating Assets: -0.09 (As of Mar. 2026)


AMM:JOIB Jordan Islamic Bank AMM:JOIB
21 GF Score
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What is Jordan Islamic Bank Scaled Net Operating Assets?

Jordan Islamic Bank AMM:JOIB +0.21% 21 Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus rates AMM:JOIB with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jordan Islamic Bank's operating assets for the quarter that ended in Mar. 2026 was JOD5,771.8 Mil. Jordan Islamic Bank's operating liabilities for the quarter that ended in Mar. 2026 was JOD6,382.7 Mil. Jordan Islamic Bank's Total Assets for the quarter that ended in Dec. 2025 was JOD6,786.3 Mil. Therefore, Jordan Islamic Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.09.

AMM:JOIB
21GF Score
Jordan Islamic Bank AMM:JOIB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Islamic Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jordan Islamic Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(6786.334-6190.687)/6122.472
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6786.334 - 0
=6786.334

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6201.893 - 11.206 - 0
=6190.687

Jordan Islamic Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5771.813-6382.687)/6786.334
=-0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6997.365 - 1225.552
=5771.813

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6395.145 - 12.458 - 0
=6382.687

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.09 mean?
Jordan Islamic Bank (AMM:JOIB) has a Scaled Net Operating Assets of -0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jordan Islamic Bank and its competitors.
Is Jordan Islamic Bank's Scaled Net Operating Assets too high?
Jordan Islamic Bank's current Scaled Net Operating Assets is -0.09. Overall, Jordan Islamic Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Scaled Net Operating Assets compare to competitors?
Jordan Islamic Bank's Scaled Net Operating Assets of -0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jordan Islamic Bank and its competitors. Jordan Islamic Bank's current Scaled Net Operating Assets is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Scaled Net Operating Assets of -0.09. The current Scaled Net Operating Assets is -0.09. Jordan Islamic Bank's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jordan Islamic Bank Business Description

Address Shmeisani Thaqafa Street - 11 August Street, P.O. Box 926225, Amman, JOR, 11190
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
21GF Score

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