Jordan Islamic Bank (AMM:JOIB) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


AMM:JOIB Jordan Islamic Bank AMM:JOIB
21 GF Score
Price JOD4.77
! 3 Warning Signs
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What is Jordan Islamic Bank Effective Interest Rate on Debt %?

Jordan Islamic Bank AMM:JOIB -0.42% 21 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates AMM:JOIB with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jordan Islamic Bank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was JOD0.0 Mil. Jordan Islamic Bank's average total debt for the quarter that ended in Mar. 2026 was JOD11.8 Mil. Therefore, Jordan Islamic Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Jordan Islamic Bank  (AMM:JOIB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jordan Islamic Bank Effective Interest Rate on Debt % Related Terms


Jordan Islamic Bank Effective Interest Rate on Debt % Historical Data

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The historical data trend for Jordan Islamic Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Islamic Bank Effective Interest Rate on Debt % Chart

Jordan Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jordan Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jordan Islamic Bank Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Jordan Islamic Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Islamic Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Islamic Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jordan Islamic Bank's Effective Interest Rate on Debt % falls into.


AMM:JOIB
21GF Score
Jordan Islamic Bank AMM:JOIB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Islamic Bank Effective Interest Rate on Debt % Calculation

Jordan Islamic Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (12.009+11.206)/ 2 )
=-1  *  0/11.6075
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.009 + 0
=12.009

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.206 + 0
=11.206

Jordan Islamic Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (11.206+12.458)/ 2 )
=-1  *  0/11.832
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.206 + 0
=11.206

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.458 + 0
=12.458

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Jordan Islamic Bank (AMM:JOIB) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jordan Islamic Bank and its competitors.
Is Jordan Islamic Bank's Effective Interest Rate on Debt % too high?
Jordan Islamic Bank's current Effective Interest Rate on Debt % is 0.00%. Overall, Jordan Islamic Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Jordan Islamic Bank's Effective Interest Rate on Debt % compare to competitors?
Jordan Islamic Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jordan Islamic Bank and its competitors. Jordan Islamic Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Islamic Bank stock overvalued right now?
Jordan Islamic Bank (AMM:JOIB) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Jordan Islamic Bank's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jordan Islamic Bank (AMM:JOIB), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jordan Islamic Bank Business Description

Address Shmeisani Thaqafa Street - 11 August Street, P.O. Box 926225, Amman, JOR, 11190
Jordan Islamic Bank offers banking, financial, and investment services in compliance with the rules and principles of the Islamic Shari'a through its head office, branches and banking offices in the Kingdom as well as its subsidiaries. Its segments include Retail accounts encompass following up on the current and on demand accounts, quasi-equity ,deferred sales receivables, financing, and other banking services related to individuals; Institutions accounts encompass following up on the current and on demand accounts, quasi-equity, deferred sales receivables financing, and other banking services related to the institutions; Investment in assets includes investing in shares, sukuk, and real estate; and Treasury includes trading services and managing the Bank's funds.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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