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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco Davivienda's Debt-to-Equity or its related term are showing as below:
BOG:PFDAVVNDA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.56 Med: 2.03 Max: 2.62
Current: 1.69
During the past 13 years, the highest Debt-to-Equity Ratio of Banco Davivienda was 2.62. The lowest was 1.56. And the median was 2.03.
BOG:PFDAVVNDA's Debt-to-Equity is ranked worse than 81.36% of 1411
companies
in the Banks industry
Industry Median: 0.58
vs BOG:PFDAVVNDA: 1.69
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Davivienda Debt-to-Equity Related Terms
Banco Davivienda Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco Davivienda's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:PFDAVVNDA vs USB, PNC: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Banco Davivienda's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Davivienda Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Davivienda's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco Davivienda's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Davivienda (BOG:PFDAVVNDA) has a Debt-to-Equity of 1.69 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Davivienda and its competitors. This is 17% below median its historical median of 2.03. Over the past decade, Banco Davivienda's Debt-to-Equity has ranged from 1.56 to 2.62. According to the industry distribution chart, Banco Davivienda ranks #1148 out of 1411 companies in the Banks industry, placing it in the top 81.4%.
Is Banco Davivienda's Debt-to-Equity too high?
Banco Davivienda's current Debt-to-Equity of 1.69 is 17% below median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 2.62. The Banks industry median Debt-to-Equity is 0.58. Banco Davivienda's value of 1.69 is 191.4% above this industry median. Based on the distribution chart, Banco Davivienda ranks #1148 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Davivienda has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Banco Davivienda ranks #1148 out of 1411 companies for Debt-to-Equity. This places Banco Davivienda in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Banco Davivienda's value of 1.69 is 191.4% above this benchmark. Historically, Banco Davivienda's own Debt-to-Equity has ranged from 1.56 to 2.62 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 0.58, Banco Davivienda has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Davivienda's current Debt-to-Equity of 1.69 is 191.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Davivienda and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Davivienda's current Debt-to-Equity is 1.69, which is 17% below median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP22,188.29, compared to a current price of COP25,320.00 — trading 14.1% above its estimated fair value. The current Debt-to-Equity is 1.69, which is 17% below median its 10-year median of 2.03 and 191.4% above the Banks industry median of 0.58. Banco Davivienda's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current Debt-to-Equity is 1.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued.
The current stock price of COP25,320.00 is trading 14.1% above its estimated GF Value™ of COP22,188.29.
GuruFocus considers Banco Davivienda to be Modestly Overvalued.
Key valuation signals for BOG:PFDAVVNDA:
Debt-to-Equity: 1.69 (17% below median its 10-year median of 2.03)
GF Value™: COP22,188.29 vs. price of COP25,320.00 (14.1% above fair value)
Industry Position: 191.4% above the Banks median (#1148 of 1411)
No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
56GF Score
Get the complete analysis for BOG:PFDAVVNDA
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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