ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Banco Davivienda's annualizedNet Income for the quarter that ended in Mar. 2026 was COP1,141,528 Mil.
Banco Davivienda's average Total Assets over the quarter that ended in Mar. 2026 was COP226,483,417 Mil. Therefore, Banco Davivienda's annualized ROA % for the quarter that ended in Mar. 2026 was 0.50%.
The historical rank and industry rank for Banco Davivienda's ROA % or its related term are showing as below:
BOG:PFDAVVNDA'
s ROA % Range Over the Past 10 Years
Min: -0.22 Med: 0.91 Max: 1.94
Current: 0.74
During the past 13 years, Banco Davivienda's highest ROA % was 1.94%. The lowest was -0.22%. And the median was 0.91%.
BOG:PFDAVVNDA's ROA % is ranked worse than 65.69% of 1530
companies
in the Banks industry
Industry Median: 0.98
vs BOG:PFDAVVNDA: 0.74
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Banco Davivienda ROA % Related Terms
Banco Davivienda ROA % Historical Data
* Premium members only.
The historical data trend for Banco Davivienda's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Davivienda's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Davivienda ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Davivienda's ROA % distribution charts can be found below:
* The bar in red indicates where Banco Davivienda's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Banco Davivienda (BOG:PFDAVVNDA) has a ROA % of 0.50% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Davivienda and its competitors. This is 45% below median its historical median of 0.91. According to the industry distribution chart, Banco Davivienda ranks #1005 out of 1530 companies in the Banks industry, placing it in the top 65.7%.
Is Banco Davivienda's ROA % too high?
Banco Davivienda's current ROA % of 0.50% is 45% below median its 10-year median of 0.91. The Banks industry median ROA % is 0.98. Banco Davivienda's value of 0.50% is 49% below this industry median. Based on the distribution chart, Banco Davivienda ranks #1005 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Davivienda has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Davivienda ranks #1005 out of 1530 companies for ROA %. This places Banco Davivienda in the lower half of its industry. The industry median ROA % is 0.98. Banco Davivienda's value of 0.50% is 49% below this benchmark. While the company's 10-year median is 0.91 vs. the industry median of 0.98, Banco Davivienda has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Davivienda's current ROA % of 0.50% is 49% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Davivienda and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Davivienda's current ROA % is 0.50%, which is 45% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP19,916.54, compared to a current price of COP22,980.00 — trading 15.4% above its estimated fair value. The current ROA % is 0.50%, which is 45% below median its 10-year median of 0.91 and 49% below the Banks industry median of 0.98. Banco Davivienda's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current ROA % is 0.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued.
The current stock price of COP22,980.00 is trading 15.4% above its estimated GF Value™ of COP19,916.54.
GuruFocus considers Banco Davivienda to be Modestly Overvalued.
Key valuation signals for BOG:PFDAVVNDA:
ROA %: 0.50% (45% below median its 10-year median of 0.91)
GF Value™: COP19,916.54 vs. price of COP22,980.00 (15.4% above fair value)
Industry Position: 49% below the Banks median (#1005 of 1530)
No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
52GF Score
Get the complete analysis for BOG:PFDAVVNDA
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOG:PFDAVVNDA has been successfully added to your 
