The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco Davivienda Pretax Margin % Related Terms
Banco Davivienda Pretax Margin % Historical Data
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The historical data trend for Banco Davivienda's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:PFDAVVNDA vs PNC, USB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Banco Davivienda's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Davivienda Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Davivienda's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco Davivienda's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Davivienda (BOG:PFDAVVNDA) has a Pretax Margin % of 13.95% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Davivienda and its competitors. This is near median its historical median of 15.21. According to the industry distribution chart, Banco Davivienda ranks #1325 out of 1526 companies in the Banks industry, placing it in the top 86.8%.
Is Banco Davivienda's Pretax Margin % too high?
Banco Davivienda's current Pretax Margin % of 13.95% is near median its 10-year median of 15.21. The Banks industry median Pretax Margin % is 34.66. Banco Davivienda's value of 13.95% is 59.7% below this industry median. Based on the distribution chart, Banco Davivienda ranks #1325 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Davivienda has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Davivienda ranks #1325 out of 1526 companies for Pretax Margin %. This places Banco Davivienda in the lower half of its industry. The industry median Pretax Margin % is 34.66. Banco Davivienda's value of 13.95% is 59.7% below this benchmark. While the company's 10-year median is 15.21 vs. the industry median of 34.66, Banco Davivienda has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Davivienda's current Pretax Margin % of 13.95% is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Davivienda and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Davivienda's current Pretax Margin % is 13.95%, which is near median its own 10-year median of 15.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP19,949.66, compared to a current price of COP23,300.00 — trading 16.8% above its estimated fair value. The current Pretax Margin % is 13.95%, which is near median its 10-year median of 15.21 and 59.7% below the Banks industry median of 34.66. Banco Davivienda's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current Pretax Margin % is 13.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued.
The current stock price of COP23,300.00 is trading 16.8% above its estimated GF Value™ of COP19,949.66.
GuruFocus considers Banco Davivienda to be Modestly Overvalued.
Key valuation signals for BOG:PFDAVVNDA:
Pretax Margin %: 13.95% (near median its 10-year median of 15.21)
GF Value™: COP19,949.66 vs. price of COP23,300.00 (16.8% above fair value)
Industry Position: 59.7% below the Banks median (#1325 of 1526)
No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
56GF Score
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